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Futuristic Banking

Stuff that's out there in the way out and beyond in banking.

Sanjay Mathew

Sanjay Mathew Senior FS Industry Director| OPEN Banking Platform at Oracle

How To Excel At The Game of OPEN Digital Banking

OPEN Banking is a platform-based business model where multiple industry participants typically known as producers and consumers participate to exchange value — this approach could revolutionize how banks generate value in the future. Born out of the increasing pressures from European regulations and competitors, OPEN banking offers Financial Inst

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

WE NEED FRESH IDEAS FOR RETHINKING PRODUCTIVITY

The recent OCED (Organisation for Economic Co-operation and Development) “Compendium of Productivity 2017” publication showed global growth, measured by GDP (Gross Domestic Product), should rise from 2.1% in 2016, to 3.5% in 2017, and 3.7% in 2018. Though this is good news, these growth numbers are below those before the financial crises started i...

/ai /regulation

Retired Member

Retired Member 

Why Banks Should Reinvent Banking in the Era of Platform Economy - Part 1

“Why it's simply impassible! Alice: Why, don't you mean impossible? Door: No, I do mean impassible. (chuckles) Nothing's impossible!” ― Lewis Carroll, Alice's Adventures in Wonderland & Through the Looking-Glass Six of the ten most valuable companies in the world are platform companies. None of the six is a bank. Admittedly, banks are late to t...

/retail

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

CHATBOTS AND THE DIGITAL AGILE AGING MARKET

At a recent Microsoft UK, Local Government Partner event, there was some excellent insight on the Digital Agile Aging Market. The key note speaker Ian Spero, Founder of the Agile Aging Alliance, recently published a paper called ‘Neighbourhoods of the Future” in collaboration with McCarthy & Stone. The purpose of the report was to connect dig...

/regulation /inclusion

Retired Member

Retired Member 

Digital Bill of Lading The Future of Trade in Block Chain Ocean

In today’s Global Digital Village our Passport is accepted across the Countries and data is stored digital in immigration check. VISA and Master Cards are truly digital for payments. Then why not the Global Trade be truly digital ? Letter of Credit: In Global trade, Letter of Credit as a Financial Instrument is required if the Seller and Buyer do...

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

THE CUSTOMER ENGAGEMENT REVOLUTION IN FINANCIAL SERVICES IS UNDERWAY

We are well versed in Multichannel for customer engagement. Now Omichannel has emerged. But, what is it and why does it really matter? Omnichannel means engaging customers across all touchpoints, whether digital or physical. Omni originates from the Latin word “omnis” meaning “all, every, the whole, of every kind”. Understanding the difference betw...

/regulation

Shyam Khandelwal

Shyam Khandelwal Business Analyst at HSBC

Do banks really know their customers ?

Background The other day I was shopping on Amazon and Flipkart online. I chose a mobile to buy and on the same page, another section came up which had information displayed for a mobile cover and a screen protector for that mobile. The site also created a combo deal of all 3 items (mobile, cover and protector) and gave the total amount which needs...

/retail /wholesale

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

CHATBOTS WILL REVOLUTIONISE AND PROTECT AGAINST THE MISSELLING OF FINANCIAL PRODUCTS

As conversation is a more natural interface than websites, enterprise applications and mobile apps, it is inevitable that dialogue will become the most prominent and effective way of communicating between people and computers. The speed of this transition will undoubtedly be far faster than most people are expecting. Why? Dialogue is via a Convers...

/ai /regulation

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

THE NEED TO MITIGATE SOCIOECONOMIC RISKS AND NEGATIVE IMPACTS FOR ARTIFICIAL INTELLIGENCE

One of the challenges for Artificial Intelligence (AI) / Autonomous Solutions (AS) is to mitigate socioeconomic risks and negative impacts. Financial Services have already experienced unintended risks when empowering algorithms to trade without sufficient checks and balances. During the afternoon of May 6, 2010, The Dow Jones Industrial Average ...

/ai /regulation

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

THE AI AND CHATBOT OPPORTUNITIES FOR FINANCIAL SERVICES LEADERSHIP

A recent PWC Study identified the following top sectors at potential high risk for automation: 63% Water, sewage and waste management 56% Transportation 46% Manufacturing 44% Wholesale and retail trade 32% Finance and insurance 32% Public administration and defence 32% Electricity and gas supply However, the study states th...

/ai

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