Join the Community

22,705
Expert opinions
43,928
Total members
372
New members (last 30 days)
184
New opinions (last 30 days)
28,916
Total comments

Analytics in Banking

This is for discussion and sharing of views on trends, practices and views in analytics in banking and financial industry

Tejasvi Addagada

Tejasvi Addagada Enterprise Data Head at Fortune 500 financial service provider

Ten Financial Services use-cases of Catalog, Glossary and Metadata

Banks and Financial institutions are modernizing their data platforms and associated tool-sets to serve the fast needs of data practitioners, including data scientists, data analysts, business intelligence and reporting analysts, and self-service-embracing business and technology personnel. However, as the tool-stack in most organizations is being...

/sustainable /cloud

Retired Member

Retired Member 

Soaring debt levels for UK businesses

The amount of support handed out to businesses means banks will soon need to collect money from them on a scale which has never been done manually before. Throughout the pandemic, many businesses have borrowed purely to survive rather than drive growth, which begs the question as to how many of these businesses will exist long enough to repay the ...

/covid-19

Retired Member

Retired Member 

Reassessing branch banking value during coronavirus

For years, we’ve heard that branch banking is on the way out. Banks have been focused on the idea that younger generations want to do everything online, and digital transformation initiatives have centred around creating seamless user experiences on web and mobile and a truly networked society. At the same time, visiting the local branch has been ...

/retail /covid-19

Retired Member

Retired Member 

Decisioning at scale: Why banks need to radically change their operating models now

Twelve years ago, the banking industry suffered deep reputational damage in the wake of the 2008 global financial crisis. Bankers took the blame – in some cases deservedly – for large-scale economic problems that took a severe toll on many of society’s most vulnerable people. The crisis severely shook banks and financial institutions. Some, like N...

/covid-19

Tejasvi Addagada

Tejasvi Addagada Enterprise Data Head at Fortune 500 financial service provider

In Financial Services, can we measure Accuracy of Customer Data with Artificial Intelligence?

Accuracy measures the degree to which data represents the real-world entity in this case a person, organization, or Source from where we know it has originated. Measuring data quality is possible if the characteristics of its physical and contextual existence are well understood. These characteristics of data can be translated into data quality rul...

/regulation /identity

Tejasvi Addagada

Tejasvi Addagada Enterprise Data Head at Fortune 500 financial service provider

BigData Lake for Financial Services - Need to stress on Platform Governance

As Banks and Insurance firms have already embraced Data Lakes for their Artificial Intelligence and Machine learning capabilities, it is important to look for continuous Return on Investment on the platform. If a Data Lake is not well maintained, it can turn into a swamp while finding usable data can confuse the data consumers. Most challenges can ...

/sustainable /devops

Micah Willbrand

Micah Willbrand Product Director ID&F at Experian UK&I

How lenders are successfully fighting fraud during the Covid-19 pandemic

Covid-19 has caused upheaval to all our lives. With the economic impact still uncertain but likely very significant, it’s clear we’ll be living with the consequences of the outbreak for a substantial period of time. But even during these unprecedented times, criminals and fraudsters remain active. Banks and other financial providers’ fraud teams – ...

/crime /covid-19

Konrad Litwin

Konrad Litwin Global General Manager - Testing at Perforce Software

Now’s the time to look at best practice around risk modelling

Using advanced mathematical modelling for calculating, predicting and evaluating risk is nothing new. Financial institutions of all kinds have long been using numerical libraries, whether home-grown or from a third party, containing mathematical, statistical and — increasingly — machine learning algorithms. However, the increasing complexity, mark...

Retired Member

Retired Member 

Beyond Chatbots : Conversational AI in Banking

In 2017, American banks collected 34.3 billion dollars in overdraft fees. (link). The average value for an overdraft fee is $ 30 in the United States. This means that the average American ended up paying $ 125 in overdraft fees. In a world where the share of digital payments is growing rapidly, a digital assistant (or ABAs – Automated Banking Ass...

/retail /cloud

Joan McGowan

Joan McGowan Banking Industry Expert at SAS

Smart Decisioning and Empathy in the Face of COVID-19

Banks have a responsibility to respond to their customers’ needs through the coronavirus pandemic while, at the same time, preparing for a precipitous economic downturn and a different, post-COVID world. A poorly organized or ad hoc response could amplify the economic impact. Banks that take an empathic approach will help the community at a time ...

/retail /covid-19

Now Hiring