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The future of Payments in Europe

With an increase in regulations and growing involvement from multiple players, the world of payments is undergoing a disruption across the region

James Booth

James Booth VP Head of Partnerships, EMEA at PPRO

Navigating Europe’s payments landscape to tap into a thriving e-commerce industry

Supercharged by new payment technology and shifting digital behaviours amidst the pandemic lockdowns, the European e-commerce industry is now expected to hit nearly $900 billion by 2027. For any merchant hoping to expand internationally, Europe is certainly a prime region. However, despite most of the states being members of the EU and thus benefit...

/payments

Retired Member

Retired Member 

My take on Stripe's Phocuswright 2023 Panel: Can Slow EU Checkout Processes Ever Improve?

Something has to be done to reduce the gargantuan amount of time it takes European consumers on average to get through checkout on an eCommerce website. That was our main takeaway from the PhocusWright EU 2023 that took place earlier this month in Barcelona. The European eCommerce landscape is often characterized by a slow checkout process, with an...

/payments /regulation

Sergei Romanov

Sergei Romanov CPO at Profee.com

5 Trends to Drive the Cross-border Remittance Industry in 2023

International money transfers are rapidly developing, and every year brings new challenges to the industry. What are the 2023 cross-border remittance trends? Embedded finance Obviously, analytics and experts have been talking about embedded finance and seamless transfers for quite a while, and in 2023 this trend keeps accelerating. The tendency o...

/payments /predictions

Kim Engman

Kim Engman Senior Director at Tietoevry Banking

Vikings don't use cash

The Nordic countries and past vikings, are virtually cashless societies in 2023. There's no need to bring cash to come visit. The Nordics (i.e., Denmark, Norway, Sweden, the Faroe Islands, Iceland and Finland) aside for being the happiest group of countries, have intensified their journey towards digital payments. Status and how they got here Even...

/payments /inclusion

Retired Member

Retired Member 

The race is on for instant payments, could the Nordics lead the way?

Innovation in payments has long dominated the fintech industry. However, when it comes to clearing houses and large payment infrastructures, progress has been slow. Facilitating instant payments at scale and across borders, for example, has been on the global agenda for a while, such as the implementation of PSD2 which aimed to increase the use of...

/payments /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Mandated action on multiple parties is needed for APP fraud prevention

Over the last three months, The House of Lords, European Commission and the Payment System Regulator (PSR) published detailed reports and proposals on how to prevent instant payment fraud. It is not easy and requires multiple partners to work together and consumers and business to do their part to stop these escalating frauds by having robust, man...

/payments /regulation

Güven Aytaş

Güven Aytaş Head of Global Sales at European Merchant Bank

The Digitalisation of International Payments

There is a very good expression: “Money never sleeps”. Definitely, money is on a constant move, so are our lives. Moreover, the Covid-19 pandemic has turned us into digital beings with an intense need for convenience and speed. While individuals can enjoy seamless payment technologies that fit this era, businesses still have some challenges in cat...

/payments /retail

Pierre Dutaret

Pierre Dutaret CEO and Co-Founder at Libeo

The future of work

Digital is completely transforming the way people work across the globe and allowing people to become more interconnected. Machine automation takes away the stresses attached to manual labour and boosts productivity, increasing the value of an employee's output. Equally, automation outsources repetitive, time-consuming tasks, enabling employees to...

/payments /startups

Chris Principe

Chris Principe CEO at APB, Inc.

CRYPTO to CBDC

CRYPTO to CBDC - Payments have gone through significant innovation in recent history. Each time innovation has improved the convenience, speed, and security of money. Let’s review these money milestones. Barter to Coins; An early form of payment was to trade goods as payment for needed goods. The difficulties were equal measure of value, physical s...

/startups /markets

Jess Gerrow

Jess Gerrow VP Marketing at Token

Open banking has a branding problem

Open banking has a branding problem, and I’m not talking about logos or websites. I’m talking about branding as a promise, or (as Michael Beirut, partner of design firm Pentagram, puts it) branding as “a world of associations that have accrued over time.” Four years after it was officially “born,” open banking is often associated with data first a...

/payments

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