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Despite all the bleating about PCI over the years, I found it to be too weak.
With all the focus on Cardholder Data - as being that on the Mag Stripe - namely Cardnumber, Cardholder Name, Expiry Date and Security Code - I found many Merchants & Service Providers treated it as a 'max' rather than 'min' level of security.
I performed due diligences on places where lots of other personal data such as Mothers Maiden Name, Cardholder Address, Phone Number, e-mail address, Date of Birth, Passport Number, Gender, Religion, etc etc was never encrypted, simply because PCI itself didn't tell them to do so.
This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
Sam Boboev Founder at Fintech Wrap Up
14 September
Dmytro Spilka Director and Founder at Solvid, Coinprompter
12 September
Naina Rajgopalan Content Head at Freo
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