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Questions to ask based on the MitM attack kits now available

 As discussed last year, the inevitable has occurred.  A couple of questions ;

a) can MitM attacks successfull against token based two factor authentication

b) how will software based authentication used by a few UK and Canadian Banks work against these attacks. 

Security vendor RSA is reporting an increase in the amount of free 'man-in-the-middle' phishing kits - designed to subvert bank two-factor authentication controls - circulating in the fraudster underground.

For the record my money is on b). 

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