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China has shown what can be done when you are determined in many fields - from infra to business to high tech.
In EU we need much more levers to get the obvious things happening. Cash is costing merchants some 50 €billion per year - and of course every cent of this is paid by the consumer. Transparent pricing would show it to him -and help him to move to cheaper tools) and should be advocated by every consumer organization around.
The mobile device will be cheaper than plastic in the endgame - and it always there and always connected to Internet anyway.
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