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One cannot ignore the fact that 40% of Africans live below the poverty line (struggling to afford basic necessities like food, housing, and healthcare). To put this into perspective, it means that 438.6 million Africans, out of the continent's total population of 1.54 billion, are affected.
With that in mind, it's important to remember that Africa is the youngest continent globally, with 70% of its population under the age of 30, and 60% under the age of 25. To put this into perspective, approximately 1.078 billion people in Africa are under the age of 30.
I am highlighting this to provide perspective on our current landscape and to help you gain a deeper appreciation of the mobile ecosystem in Africa.
Africa’s mobile adoption is “unique”, shaped by affordability constraints, infrastructure gaps, and the dominance of mobile money.
As of 2023, Africa has approximately 615 million mobile subscribers (GSMA, 2023), representing 46% of the population. Sub-Saharan Africa accounts for ~515 million, with North Africa adding ~100 million.
In 2025, 56% of connections in Africa is coming from feature phones – a truth reflection of poverty at scale! Ok, maybe affordability, but numbers don’t lie!
Compare this to other continents—feature phone usage—North America (5%), Europe (10%), Asia (30%), South America (30%).
Now, the number even get worse with smartphone adoption!
Most recent reports (e.g., GSMA, Statista) suggest 400–460 million smartphone users in Africa in 2023.
Africa’s smartphone adoption is rising rapidly but lags behind global averages due to:
o Affordability (median device cost: 100–100–150).
o Patchy 4G/5G coverage outside cities.
o Feature phones still dominate rural areas (e.g., 40% of mobile users).
For perspective, ≈45-55% of Africans own any mobile phone, and roughly half of those use smartphones. This gap highlights the continent’s digital divide.
Feature phones still matter: With 56% of connections coming from feature phones, designing lightweight solutions like USSD/SMS interfaces and voice-based services remains crucial.
Example: Safaricom’s M-Pesa initially thrived via USSD before launching an app.
Optimize for low-spec smartphones: Most users have sub-$100 devices with limited storage and data. Ensure your app is under 10MB and optimizes data consumption.
Cost-sensitive users: With 40% of Africans living below the poverty line, offering tiered pricing, freemium models, and "pay-as-you-go" options can increase adoption.
Bundle services with data: Partnering with telcos like MTN and Airtel to subsidize data costs (e.g., Facebook Flex, Wikipedia Zero) can remove adoption barriers.
Integrate mobile money payments: With 70% of adults in Kenya and Tanzania using mobile wallets, seamless integration with M-Pesa, MTN MoMo, and Airtel Money is essential.
Cross-border use cases: Africa’s $100B+ remittance market presents opportunities for financial services (e.g., Chipper Cash’s P2P transfers).
Language diversity: Supporting local languages like Swahili, Hausa, and Yoruba improves engagement.
Cultural context: Design for offline usage, low literacy (icon-driven UX), and shared device usage (multi-user profiles).
Example: YouTube Go enabled offline video downloads in Nigeria.
Offline functionality: Caching, offline modes, and SMS-based updates ensure usability in areas with patchy networks.
Battery optimization: Since 43% of Africans lack reliable electricity, apps should avoid background processes that drain battery life.
Collaborate with telcos: Leverage telco distribution networks for user acquisition (e.g., Vodacom’s partnership with Alibaba’s VodaPay).
Local ecosystem players: Partner with mobile money agents, agro-dealers, or pharmacies for last-mile reach.
Simplify onboarding: Use video tutorials, voice instructions, or community ambassadors to ease product adoption.
Leverage social channels: WhatsApp dominates Africa’s social media landscape (85% penetration in Nigeria). Building chatbots or community-driven support can enhance engagement.
Varying compliance rules: Mobile money regulations differ by country (e.g., Nigeria’s strict KYC vs. Kenya’s flexible thresholds).
Data privacy: Align with laws like Ghana’s Data Protection Act or Nigeria’s NDPR to ensure compliance.
Build for trust: Digital scams are a concern. Implement verification badges, transparent pricing, and local customer support.
Community-driven growth: Leverage word-of-mouth and local influencers, such as farmers promoting AgriTech tools.
Success requires empathy for cost constraints, infrastructure realities, and cultural diversity. The next billion users won’t adapt to your product—you must adapt to them.
This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.
Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.
19 March
Marko Maras CEO at Trustfull
18 March
Jose Puccini AVP at BankTrade
17 March
Olivier Lens Head of Sub Sahara Africa at Swift
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