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Completely agree Peter.  This is either a very odd decision or a badly worded announcement.  Knowing the risk of doing anything is vital.  That knowledge should then be used to calculate the reward necessary to justify the risk.  If the reward looks unachievable, then the risk should not be taken.

Chase should at least pay interest on these sums to the people whose accounts were in error and, perhaps, double interest to those where the error was a negative amount. I make it about $136,000 a day at 0.1% on $50B

The latest Zoom update appears to have addressed a number of these concerns by making the default meetin settings very secure and removing some features that could be open to abuse.