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I am all for companies being very aware of where their future should lie and in many cases digitisation may well be a significant part of a journey to a better future. However, this direction seems to skew future planning to digitisation at all cost?

'The banking industry in (sic) has been dominated by a handful of big global or regional banks for 100s of years' ?? Memory serving, before Big Bang, in the mid-eigthies, there were some large banks, but certainly not global ones. And those were mostly large on a corporate business basis, retail was nice for cheap funding.

I fully agree that the need for data insight is as great in financial services as in any other data-driven industry. But I'm not sure that this approach underlines deficiencies in this regard. Is an MBA really the (only and) Holy Grail as far as data analysis is concerned? Let's also not forget that (a number of) those MBAs forgoing larger salaries for being agents of disruption, affect financial services anyway, through the influence that their disruptive technolgy roles have on the FSI industry.

Absolutely agree, Ketha!