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Blockchain is not a silver bullet solution. There will be a long time of co-existence of legacy ledger and DLT. In areas of multiple stakeholder, as permissioned blockchain I expect good business opportunities, e.g. trade finance, consent management in ecosystems, traceability of ownership.

If this approach not globally used and it will be difficult to set it up globally. People will use cash of stable countries without this e-money to avoid negative interest or iinvest directly in precious metals.

I hope this change is only for retail customers and not for corporates.

Does this notification only applies on debtor agent or as well creditor agent, resp. each bank doing a currency conversion?

I'm wondering if this measure will raise transparency for customer, actually on existing statements, the exchange rate of currency conversion should be stated. Only improvement is electronic push notification, but then its too late for the customer to intervene, payment will be executed as notified.