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I looked at what problem the BofE is trying to solve with the Digital pound. Only thing I can find is this: "The Bank and the Government would not have access to any personal data and users would have freedom in how they spent their digital pounds." 

Currently a person can buy a prepaid card in the UK that can be used in POS's. In general, the person buying needs to provide an ID (to deter money laundering). So if the raison d'etre of a Digital pound is to give users Privacy and freedom in how they spend their Digital pounds, wouldn't this then be opening users to money laundering? If BofE wants to give this, then why just not loosen the rules around the purchasing and usage of prepaid cards? I believe prepaid cards are digitised already. So, problem solved.

Will this innovation include money-laundering controls?

Most can see the link between the squeeze on interchange rates and the growth of BNPL and other credit facilities. Entities that issue payment instruments need to make money. There is more money to be made issuing credit than debit. 

Some BNPL schemes automatically take the payment from the customers' debit cards enabling customers to benefit from 0% credit. The merchants pay for this type of BNPL. BNPLs are not all the same. Consumers and the FCA might want to watch out for BNPLs that automatically charge interest.