Community

I have great sympathy for organisations accepting card payments seeking transparency and fairness. Without commenting on the basis for the claim of unfairness, I will say that every party in the supply chain for card payments carries a heavy burden of administration and compliance to adhere to the policies set by the card schemes and the PCI DSS. It often seems unweildy but it is there for a good reason: to make the multi-party supply chain secure and well orchestrated. 
Schemes insist that they do not profit from interchange fees as this funds the management of the system. As digital payments evolve, I wonder if the card schemes now stand out as uncompetitive and cloaked in red tape. Perhaps this case will flush out some of the practices that are ripe for a rethink.