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Andrew Bonsall

COO
AperiData
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Followed by John Sims, Martha Boyle and 5 others you follow

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Co-Founder & Chief Operating Officer
AperiData
Oct 2020 - Present
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Latest opinions

Andrew Bonsall

Beyond lending: Open Banking lessons from the Public Sector

Assessing vulnerability is one of the most pressing challenges facing local authorities today. Yet, many still rely on static indicators, such as postcode, benefit status, or historic income, that only paint part of the picture. These data points often miss the subtle, daily indicators of financial pressure. What’s often missing is a live view of...

07 July 2025 Open Banking

Andrew Bonsall

How leading firms evaluate Open Banking providers: Lessons from the front line

When you're dealing with affordability assessments, collections strategies, or vulnerability detection, surface-level insight won’t cut it. You need data you can trust: data that reflects your customers’ real financial circumstances and supports confident decision-making. Choosing the right Open Banking provider means going beyond the basics. Conn...

18 June 2025 Open Banking

Andrew Bonsall

Open Banking for collections: How real-time data enables dynamic payment plans

Collections strategies have evolved. But many still rely on long-standing assumptions: that customers' ability to repay is stable, that financial circumstances remain unchanged, and that static repayment plans will work for most. Today, that approach is increasingly risky. Rising living costs and income volatility are widening the gap between what...

23 May 2025

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