Disruption in Retail Banking

The Next Evolution in Banking: why personal finance needs holistic solutions

15 Jul 2024

Future banks should evolve to offer holistic financial solutions, moving beyond fragmented services and limited offerings. In this article, we’ll discuss how, by focusing on integrated solutions that help customers achieve their financial goals, banks can transform personal finance and enhance overall financial wellbeing for all. The financial lan...

Artificial Intelligence and Financial Services

Automated Wealth Management: how AI is revolutionising personal finance

14 Dec 2023

In the world of personal finance, many people find themselves navigating a path without a trusted guide. The resulting advice gap leaves many worried about making the right financial decisions. In this article, we'll discuss how financial AI is transforming personal finance and closing the advice gap by offering intelligent, automated wealth manag...

Disruption in Retail Banking

Consumer duty: can banks really become guardians of financial wellbeing?

21 Jul 2023

In a time characterised by changing customer and regulatory expectations, the banking industry faces increasing challenges living up to higher standards – a potent example being the introduction later this month of the New Consumer Duty. In this article, we explore the limitations of old banks in meeting renewed expectations and discuss how new ba...

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Disruption in Retail Banking

Why banking needs a financial time machine

13 Dec 2022

Many people wish they had a better sense of their financial future. Worried they'll find out too late they're less financially comfortable than they had hoped. What if, instead, they had access to a time machine? A technology that could help them see into their future and, if needed, go back and make changes in the present. This is our vision for...