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Will be interesting to see what happens to SCA. Currently users are expected to authenticate by PIN once you spend £100/€125. Pointless being able to make 1 contactless transaction at £100 and then having to make a chip & PIN transaction to reset SCA limit counters. 

Couldn't agree more with you Bill and Andrew! So, everyone should order a second bank card, lose time and money to go to the hardware store to buy all elements required: soldering iron, resin, 3D printer, acetone, ring mould and put their money at risk and be in breach of card T&Cs - or they can just head on to the McLEAR.com website and order their Ring, which will be less expensive, take less time to receive, know their funds will be secure, and won't be breaching any card requirements! Hard choice to make....

Maybe you should spend more time writing articles about companies which have taken the time, effort, investment and the pain of payment certification process to make a real Smart Ring product!