How will mobile impact transaction banking?

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In part one of an exclusive interview with EBADay keynote speaker, noted futurist Patrick Dixon, the founder of Global Change discusses the impact the digital revolution will have on banking and global payments.

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A Finextra member 

Looks like M-Pesa really is the future of banking in the developing world. What types of innovations do you all see in terms of purchases on the retail level to make the purchase process smoother?  Also, can you cash-in and cash-out with M-Pesa?