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Capital on Tap secures £200 million credit line from JPMorgan and Triple Point

Capital on Tap has secured a £200m funding facility with JP Morgan and Triple Point to support UK small businesses.

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The funding will help small businesses access credit at a time when the UK is anticipating a recession and facing historic inflation rates.

Launched in 2012, Capital on Tap provides an all-in-one small business credit card and spend management platform tailored to small businesses. Recently recognised by The Sunday Times and the Financial Times as one of Britain and Europe’s fastest growing businesses respectively, this funding facility will bolster their dramatic growth in the UK. Over 200,000 small business customers have spent £4 billion on their Capital on Tap Business Credit Cards.

This new funding facility comes just four months after securing a $200m facility to power growth in the US. Both facilities are vital resources with ambitious expansion plans in place, following Capital on Tap’s impressive 61.98% annual sales growth over the last 3 years.

Alan Hart, CFO, Capital on Tap, commented: “We are thrilled to be working with JP Morgan, whilst continuing our long relationship with Triple Point. Their willingness to support our mission of “Making the Lives of Small Businesses Easier” not only recognises the importance of this mission but also Capital on Tap’s track record of delivering.”

Rob Tanna-Smith, Executive Director, at J.P. Morgan said, “We are pleased to be working
with Capital on Tap on this new facility to fund credit card lending to support small businesses
throughout the UK.”

Neil Richards, Partner and Head of Private Credit, Triple Point said: “We are delighted to continue our longstanding relationship with Capital on Tap by providing this new facility. Having first supported the business in 2014, this facility is further evidence of the depth of relationship we have built with Capital on Tap over the last 8 years. We look forward to supporting them long into the future.”

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