martini.ai, a leader in AI-driven credit risk analysis, today introduced Financials Agent, an AI-powered tool that lets users upload financial documents — such as 10-K filings — and instantly generate a financial risk report.
Instead of spending hours manually extracting data and calculating credit scores, professionals can now get a full financial assessment in just minutes.
AI Agents That Do the Heavy Lifting, With Full User Control
Credit professionals deal with thousands of financial reports, each requiring careful analysis to extract key financials, compute credit scores, and flag risks. Doing this manually is slow, complex and prone to human error.
Financials Agent changes that. Using AI, it automatically:
• Extracts key financial data - Income, debt, liquidity and cash flow figures are pulled directly from documents.
• Generates instant risk reports - Credit scores are recalibrated based on the latest financials.
• Identifies red flags - Trends in leverage, liquidity and profitability are highlighted.
• Prioritizes security - By default, all uploaded financials data is immediately deleted after processing for full privacy.
But AI doesn’t replace professional judgment — it enhances it. Credit professionals have full control over the process. While the agent does the heavy lifting, users can verify and correct extracted metrics, tweak benchmarks, and adjust credit scoring weights for a tailored analysis.
Financial professionals no longer have to rely on outdated credit scores or incomplete third-party reports. Whether assessing an investment or managing counterparty risk, users can leverage AI-driven analysis to get an accurate, real-time view of a company’s financial health.
“Our AI agents are built to automate the toughest parts of credit analysis while keeping professionals in control,” said Rajiv Bhat, CEO of martini.ai. “With Financials Agent, you can upload a document, verify key metrics, and get a full financial risk report along with key weaknesses in minutes — without the hassle.”
Financials Agent is now live on martini.ai, giving credit and investment professionals a faster, smarter and more AI-driven way to assess credit risk.