Belvo, the leading Open Finance infrastructure provider in Latin America, officially announces the launch of Biometric Pix this Friday, the 28th. This innovative solution is set to transform the instant payments experience in Brazil, offering enhanced security, speed, and convenience for both users and businesses.
Biometric Pix, developed by the Central Bank of Brazil and in testing since November 2024, involves major financial institutions and ITPs. Belvo is launching the feature in full compliance with the regulatory framework established by the Central Bank.
With Biometric Pix, payers can authorize transactions quickly and securely using their device’s biometric authentication or fingerprint scanner—eliminating the need to enter passwords or access their banking app. This new functionality enhances convenience while significantly reducing fraud risks and unauthorized transactions.
Biometric Pix has the potential to revolutionize payments across multiple sectors by increasing speed and security. In retail, it enables in-store purchases without the need for cards or passwords, relying solely on biometric authentication. In e-commerce, it simplifies the checkout process with seamless instant payments. In the credit sector, it streamlines loan repayments for customers who prefer to pay installments manually. Meanwhile, in the iGaming and sports betting industry, it provides a secure and regulated alternative for deposits and withdrawals.
Additionally, Biometric Pix can now be integrated into mobile wallets, allowing tap-to-pay transactions on POS terminals, similar to debit and credit cards. For online purchases, payments will be completed with a single click, eliminating the need to scan QR codes or use the Pix “Copy and Paste” function in banking apps. The entire process will take place directly on the merchant’s website, making transactions smoother and faster.
Biometric Pix takes the seamless experience of pay-by-bank to the next level, offering an even faster and more convenient way to pay. While both solutions enable users to make payments directly from their bank accounts, Pix Biometria goes further by allowing customers to connect and tokenize their accounts, storing them securely for future use. Once set up, payments require only a quick biometric validation—eliminating the need to re-enter details or log into banking apps—making transactions instant, secure, and frictionless.
“Biometric Pix marks a significant milestone in the evolution of digital payments in Brazil. With this technology, we make transactions even more secure and efficient, enabling businesses and consumers to enjoy a much more seamless and reliable payment experience,” says Albert Morales, General Manager of Belvo in Brazil.
Beyond offering this instant payment solution, Belvo provides its infrastructure as a service (IaaS), allowing businesses to adopt Biometric Pix without requiring complex technological investments. This enables market players to integrate the feature quickly and securely, leveraging Belvo’s regulated infrastructure and expertise.
OneKey Payments is the first Belvo client to adopt Biometric Pix, expanding its instant payment offerings. The company, which already used Belvo’s Open Finance Pix, is now taking innovation even further by providing merchants and consumers with a safer and faster payment experience.
“Innovation in payments is essential to ensuring the best possible experience for our clients and users. Biometric Pix represents a significant step forward in security and convenience, and we are excited to be pioneers in this implementation alongside Belvo,” said César Garcia, OneKey Payment’s CEO.
The launch comes at a time of growing Pix adoption, expanding possibilities for merchants, digital platforms, and financial services looking to enhance their payment experiences. Belvo remains committed to driving innovation in the Open Finance ecosystem, delivering solutions that enhance efficiency and security in payments.