HTX, a leading global digital asset trading platform, has officially launched its flagship Crypto Loans product, designed to meet the growing demand for flexible and efficient financial solutions in the dynamic crypto market.
The product, now available as of 03:00 UTC, offers key advantages, including dynamic interest rates, high loan-to-value (LTV) ratios, no loan limits, and zero fees, enabling users to enjoy a more flexible, efficient, and worry-free crypto borrowing experience.
Users can access flexible loans in USDT, BTC, and ETH, with accepted collateral assets including the same cryptocurrencies. HTX also plans to expand the range of loanable and collateral assets in future updates, ensuring greater versatility for users. To celebrate the launch, HTX has unveiled the first phase of its limited-time “Borrow & Earn” event, featuring a prize pool of 2,700,000,000 $HTX tokens. This initiative provides additional incentives for users to explore and benefit from the new Crypto Loans offering.
Flexible, Efficient, and Worry-Free Loans
HTX’s Flexible Crypto Loans, a groundbreaking lending product, is designed with both market demand and user experience in mind. It introduces three key features:
Dynamic Interest Rates: Optimizing Borrowing Costs
HTX’s Flexible Crypto Loans product empowers users with competitive interest rates within the industry by real-time adjustments according to market conditions. This mechanism helps users avoid the cost burdens of fixed rates while ensuring favorable terms throughout their borrowing, without the need for frequent strategy adjustments.
Ultimate Flexibility: No Loan Limit, Flexible Repayment
Tailored for a broad range of users—from retail investors to institutional investors—this product supports both small turnovers and significant capital deployments. Users can borrow and repay at any time based on their specific needs, benefiting from a tailored capital management solution in dynamic market conditions.
High LTV Ratios and Zero Fees: Lowering Thresholds and Cutting Costs
With a highly effective staking mechanism, users can maximize their leverage with fewer assets. The product caters to diverse investment and trading needs, enhancing asset utilization efficiency. Additionally, the elimination of extra fees ensures a more efficient and cost-effective borrowing experience.
Exclusive Benefits: Split 2,700,000,000 $HTX Prize Pool by Joining “Borrow & Earn” #1
To celebrate the launch of Flexible Crypto Loans, HTX is also unveiling the “Borrow & Earn” event, offering a prize pool of 2,700,000,000 $HTX. During the event period (03:00 (UTC) on December 2 - 03:00 (UTC) on December 8), a user who borrows USDT via Flexible Crypto Loans will share the $HTX prize pool based on the proportion of their interest expenses on USDT flexible loans relative to the platform’s total interest income from the same product (limited to USDT flexible loans). The larger the proportion of the user’s cumulative interest expenses, the greater their share of the $HTX prize pool.
A surprise bonus also makes this event more exciting. If the platform’s lending volume of USDT flexible loans reaches 30 million USDT by the end of the event, the prize pool for the next phase of the “Borrow & Earn” event will be doubled, providing more rewards to users.
Catering to Diverse User Needs, Reshaping the Future of Crypto Lending
HTX has always upheld a user-first philosophy, backed by a world-class technical team that deeply understands user needs. From flexible, dynamic interest rates to zero-fee features, HTX continually optimizes its products with user demand at the core. As a result, HTX can deliver tailored solutions to meet the unique needs of retail investors, high-frequency traders, and institutional investors alike.
For High-Frequency Traders and Arbitrageurs
The flexibility to borrow and repay freely, along with a high LTV ratio, empowers traders to seize fleeting market opportunities. The streamlined process also eliminates the cumbersome steps typically found in traditional lending products.