U.S. Bank is introducing two new U.S. Bank Smartly products designed to work together to maximize credit card rewards while also helping clients earn more on their savings balances.
U.S. Bank is introducing U.S. Bank Smartly™ Visa Signature® Card and U.S. Bank Smartly® Savings, two new U.S. Bank Smartly® products designed to work together to maximize credit card rewards while also helping clients earn more on their savings balances. (Photo: Business Wire)
U.S. Bank is introducing U.S. Bank Smartly™ Visa Signature® Card and U.S. Bank Smartly® Savings, two new U.S. Bank Smartly® products designed to work together to maximize credit card rewards while also helping clients earn more on their savings balances. (Photo: Business Wire)
The U.S. Bank Smartly™ Visa Signature® Card is a credit card that offers up to 4% cash back on every purchase, and U.S. Bank Smartly® Savings is a competitive rate savings account. The combination provides an everyday banking solution that empowers clients to manage their money easily, while maximizing cash back rewards based on total eligible balances with U.S. Bank.
“There has never been a better time to become a U.S. Bank client,” said Arijit Roy, head of consumer and business banking products for U.S. Bank. “U.S. Bank Smartly provides a simple, rewarding experience for our clients, with additional benefits based on their total relationship with us. Now, with the Bank Smartly Card and Bank Smartly Savings, clients can enjoy even more rewards that are focused on savings rates and making the most of credit card purchases.”
Bank Smartly credit cardholders can earn an unlimited 2% cash back on every purchase as a baseline*. When paired with a Bank Smartly Savings account and average daily combined balances in U.S. Bank deposit, trust or investment accounts, clients can increase their earning opportunities up to as much as 4% cash back on all purchases - the highest level of cash back rewards in the market. Reward levels increase with the cardholder’s combined average daily eligible balance.
For example, clients with an average daily combined qualifying balance of:
$5,000 - $49,999 can earn 2.5% total cash back.
$50,000 - $99,999 can earn 3% total cash back.
$100,000 or more can earn 4% total cash back.
For savers, Bank Smartly Savings is a new competitive rate savings account that empowers clients to earn more on their savings balances, with the flexibility of a traditional savings account at U.S. Bank. When paired with the Bank Smartly Card, or an eligible checking account, account holders can earn rates up to 4.10% APY ** on their savings balance, with earning potential and rewards that grow as their balances and accounts grow with the bank.
Available in all 50 states, the Bank Smartly Savings account and Bank Smartly Card offerings are the newest additions to follow the launch of Bank Smartly® Checking and U.S. Bank Smartly® Rewards.
“Not only is it more rewarding to be a U.S. Bank client, but it’s also now easier and more convenient than ever to become a U.S. Bank client and manage your money,” said Roy.
Through the No. 1 rated U.S. Bank Mobile App , clients and non-clients can quickly open new deposit accounts, apply for a mortgage loan, home equity line of credit or apply for and receive a personal loan in minutes and more.
With cobrowse, clients can share their screen and get step-by-step guidance from their local banker via the mobile app and online banking through industry-leading cobrowse technology.
Clients can quickly and conveniently switch their paycheck direct deposit when opening a new account through the DIY direct deposit feature .
For families with kids and teens, U.S. Bank recently partnered with Greenlight to offer complimentary access to the Greenlight debit card and money app - all within the U.S. Bank Mobile App.