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Barclays and Synchrony Financial in the running to take over Apple's credit card business

Apple is reportedly in talks with Barclays to replace Goldman Sachs as its credit card issuer.

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Barclays and Synchrony Financial in the running to take over Apple's credit card business

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Credit card issuer Synchrony Financial is also in the mix as a potential partner for Apple, according to anonymous sources cited by Reuters.

Goldman has been looking to offload the Apple card portfolio for over a year as part of its retreat from the consumer markets, an ill-fated venture which has saddled the investment bank with huge losses from its investments.

In October, The Consumer Financial Protection Bureau slapped an $89 million penalty on Apple and Goldman Sachs for illegally mishandling credit card transaction disputes and misleading iPhone purchasers about interest-free payment options.

Earlier sale reports suggested that JPMorgan had expressed an interest in the business but was uncertain over the valuation placed on the loan book owing to higher-than-average delinquencies and defaults on the portfolio.

Barclays has past form, snapping up the General Motors card business from Goldman Sachs in October last year as part of a strategy to grow its business with America's top brands.

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