OCC's former Chief Fintech Officer had CV full of falsehoods - report

The Office of the Comptroller of the Currency's first chief financial technology officer is no longer in place amid revelations that his CV was riddled with falsehoods, including about his former employment at major banks, according to reports.

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OCC's former Chief Fintech Officer had CV full of falsehoods - report

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

In March, the OCC issued a statement announcing Prashant Bhardwaj would lead its new Office of Financial Technology, taking on the role of deputy comptroller and chief financial technology officer.

The watchdog described Bhardwaj as having "nearly 30 years of experience serving in a variety of roles across the financial sector," but did not list any of these positions.

By the summer, Bhardwaj appears to have already left the $300,000 -a-year job, with OCC veteran Miriam Bazan leading the newly created office.

According to The Information and Fintech Business Weekly, a plethora of claims about Bhardwaj's former employment are false.

He claimed that from January 2006 to March 2010 he was CIO at Fifth Third Bank, before taking up the same position at Huntington Bank.

He did not hold either role, with a Fifth Third spokesperson telling Fintech Business Daily that he has never worked for the bank.

Bhardwaj also claimed to have worked for Citi, beginning in 1994, when he would have been 13.

There are also questions about Bhardwaj's educational credentials and an extensive criminal history.

The OCC has not responded to questions about its due diligence.

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Comments: (5)

A Finextra member 

If he was recruited via an agency, the name of the agency should be named and shamed and pursued for damages. If he applied directly through an advertisement, the Head of HR at the OCC should be fired. One or the other should have taken up references from his last two listed empoyers and also contacted his university. One also hopes that they have pusued him to pay back all monies paid to him.

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Does anyone know whether OCC must carry out background checks before employees join or after?

In the case of virtually every private sector company I know, it's after. I've heard that it's before in the case of FBI, NCIS and other US federal law enforcement agencies. Per ChatGPT, it's before in the case of CFPB, OCC and other US federal regulatory agencies as well.

But, given the alleged propensity of ChatGPT to hallucinate, human feedback would be welcome!

Melvin Haskins

Melvin Haskins Managing Director at Haston International Limited

Ketharaman - As someone who has run a headunting and consulting business in the IT field in finance for 35 years I can assure you that any recruitment business seeking to fill a senior role is expected to carry out due dilligence before putting the candidate forward, let alone after the event. I have to admit I have no knowledge of what happens if the organisation advertises and recruits direct but, again from experience, they usually outsource the responses to an ad to a recruitment company to whittle down the list to a manageable number (it is not unusual to get thousands of responses to an ad). As a result, I think that it is highly unlikely that the OCC did not get outside help, but in this latter case they would not check references.

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

TY @Melvin Haskins! That resonates well with my experience of hiring and getting hired directly and via recruitment agencies. 

IME background check can happen after joining. However, every company - pvt sector or public sector - I know does a reference check before issuing offer letter. While refcheck is a quick-and-dirty activity compared to bagcheck, it does involve talking to a couple of previous employers to dipstick the applicant's character. In the current case, the guy has made so many false claims that even talking to one "previous employer" as a part of refcheck might have revealed that he was never a "previous employee" of the said employer!

A Finextra member 

WOW I was hired into a lowly sales manager job for a USA based Multinational Fintech and had to account for every day of my working life -  These guys were asleep at the wheel! 

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