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Nationwide implements Speed Layer tech

Nationwide Building Society has rolled out a new cloud-native Speed Layer to help it quickly deploy new products and services.

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Nationwide implements Speed Layer tech

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Developed with vendor Publicis Sapient over the last 18 months, the Speed Layer promises near real time data cache, improving speed, resilience and security.

It has already processed more than a third of a billion transactions with tens of thousands more being added each day. The system validates the ongoing accuracy of data, reconciling over 100,000 data items per second.

For customers, this means data will be available to app users far quicker than existing systems. This will start off with the login process but will include more interactions as the capability is extended, ultimately making processing times up to 500% faster.

David Burke, CTO, Nationwide, says: "Millions of our members are completing billions of digital transactions each and every year. We are always looking for ways to provide a faster, more convenient and more secure experience for our members.

"The implementation of our cutting edge Speed Layer does just that. By harnessing the power of cloud native technologies, we have built a new foundation for our digital services."

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Comments: (1)

A Finextra member 

Brilliant use of hyperbole. This seems to be a solution to the growing need to serve fast responses to an increasing volume of information requests such as generated by Open Banking and customer data analysis.

In terms of volumes the CTO quote could imply that customers are each generating a billion plus "digital transactions" which of course they won't be personally.

But what do we mean by "digital transactions"? Do we mean calls on the servers (enquiries) rather than actual debit and credit transactions to a ledger. Some of these "digital transactions" will be customer generated but others not.

Sloppy language and poor terminology make for meaningless statements. 

Nationwide seem to be keeping up by allowing faster responses to account information requests (which is good) but this is not cutting edge. It's merely staying in the game.

Cutting edge doesn't need a Speed Layer.

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