TransferWise launches multi-country bank account

TransferWise has launched its 'borderless' multi-country bank account and debit card, enabling customers to easily manage their money between countries.

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TransferWise launches multi-country bank account

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Anyone living in the UK and EU can get the free account with instant local bank details for the UK, US, Australia and Europe, as if they lived there. A contactless Mastercard debit card enables spending abroad.

TransferWise says that for anyone travelling, living or working abroad the account means they can manage their money between countries more easily than ever before, with no sneaky fees and no exchange rate markups.

Customers can hold and convert funds in over 40 global currencies meaning they can send, spend and save money like a local, as well as getting paid around the world with zero fees.

Kristo Käärmann, CEO, TransferWise, says: “Multi-country banking has been the domain of big businesses and the rich for far too long. We’re on a mission to make the benefits of international banking available to everyone, no matter what their bank balance.

“Every time people spend money on their UK debit card overseas or move money abroad with their high street bank they end up footing the bill for hidden charges and inflated exchange rates. With the borderless account people can send, spend and receive money with the real exchange rate and know exactly what the transaction is costing upfront.

"For freelancers and small businesses who want to attract customers worldwide, for expats, second homeowners and global nomads living between countries, the borderless account is a gamechanger."

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Comments: (1)

A Finextra member 

What hidden charges and inflated forex rates does the story refer to? I pay 25 Euros per annum to hold my Visa debit card and 1,5% exchange rate sur-charge on the underlying card scheme exchange rate that today does not contain any other mark-ups. All this is documented in my current account agreement. I do not pay any other fees to my bank for using the card abroad or in the domestic market. Some merchants offer me to pay in my card account currency but nobody beats my 1,5% currency exchange fee. I cannot imagine that the major banks in the UK differ that much from transparency and pricing policies in other advanced markets? After all, the payment services directive is in force also in the UK.

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