ACI Worldwide has launched a new-generation product for real-time processing of consumer payment transactions on IBM eServer z900 and S/390 mainframes.
The ACI Enterprise Payment System (EPS) provides application software to acquire and authenticate, route, switch and authorise transactions regardless of the channel in which they originate.
Customers can use EPS to process transactions from any endpoint including Internet shopping networks, mobile commerce, Web ATM and home banking systems. The software can also be used to upgrade legacy ATM and point-of-sale systems, adding support for new features such as smart card programs and e-cheque processing.
Kate O'Neil, general manager, IBM global financial markets infrastructure, comments: "Electronic payments are becoming more widely accepted by consumers while also being recognised as an increasingly complex infrastructure problem for companies."