Chinese handset maker trials interest-bearing mobile wallet

Chinese smartphone manufacturer Xiaomi is moving into the financial services world with an interest-bearing mobile wallet account.

  7 2 comments

Chinese handset maker trials interest-bearing mobile wallet

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Speaking at a trade conference in Beijing, Xiaomi president Bin Lin revealed details of a beta programme for the mobile app, which allows users to earn interest of 3.058% for money transferred from their bank accounts into the fund.

The money market-like fund, which is offered by Guangzhou-based E Fund, appears in the latest version of Xiaomi's own phone firmware, Miui, according to local press reports.

The launch follows fellow-Chinese tech giant Alibaba's foray into the same waters with the 2013 launch of its money-market fund Yu'e Bao in a partnership between Alipay and fund manager Tianhong. 

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Comments: (2)

A Finextra member 

Good to see that happening in China. What would be the benefit. not clear with the real intention of paying the interest for holding the balance.

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Good move with a clear benefit. Hope Alibaba's investee company in India, PayTM, follows suit. Although I'd be happier if the mobile wallet offered at least the 4-6% bank account interest that I forego by moving my money from my bank account to the PayTM wallet.

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