Little more than half of Brits have used Internet banking in the last three months, according to data from the Office of National Statistics (ONS).
In 2014, 84% of British households have Internet access, with 38 million adults surfing the Web every day, ONS data shows.
But just 53% of respondents say that they have carried out Internet banking in the last three months, compared to 75% who have emailed, 73% who have searched for information about goods and services, and 54% who have used social networks.
Although the ONS figures suggest that many Brits still don't regulatory use Internet banking, there has been a steady progression since 2007, when just 30% accessed their accounts online.
There are also large age-based disparities, with 71% of 25 to 34 year-olds using online banking, compared to just 23% of the over 65s. Men are slightly keener than women.
Commenting on the numbers, Anthony Browne, CEO, BBA, says: "It's great that more people than ever are banking online. Banks are working hard to make online banking accessible to everyone and online and mobile banking mean it's now easier than ever to stay on top of your finances.
"Of course we recognise that internet banking isn't for everyone, and that's why across the country the bank branch network is being modernised to ensure that all customers get the best possible service."