Barclaycard enters mPOS fray

Barclaycard has become the latest entrant into the crowded UK mPOS market, unveiling an app and card reader combo.

  11 3 comments

Barclaycard enters mPOS fray

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Aimed at smaller merchants and large firms with mobile sales forces, Barclaycard Anywhere will let users accept on-the-spot card payments when it launches this spring.

The card firm is using a white label chip and PIN reader from vendor PayLiquid, which attaches to a smartphone or tablet, working with a dedicated app which processes payments using 3G or WiFi. Customers receive their receipt by e-mail or text.

Paulette Rowe, MD, global payment acceptance, Barclaycard, says: "Our simple, low-cost, secure solution will enable many more small businesses and large enterprise sales forces to accept secure card payments on the move, helping them increase sales."

The app also offer reporting capabilities, helping firms to keep track of transactions wherever they are, providing insight into payments trends, sales performance and other business intelligence.

"Having easy access to invaluable management information through the mobile payment app will enable time-poor business owners and staff to quickly learn about their customers' spending behaviour," says Rowe.

Barclaycard is entering a packed mPOS market, taking on Lloyds, which has its own white labelled offering, as well as start-ups such as iZettle and Payleven and well established technology players like Intuit and PayPal.

Sponsored [Webinar] 2025 Fraud Trends: Synthetic Identity, AI and Incoming Mandates

Comments: (3)

A Finextra member 

Low cost....

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Not much point unless Barclays gives out merchant / acquirer accounts more easily than otherwise. Much of SQUARE's success can be attributed to its placing itself as a "master merchant" and enabling mobile merchants to accept card payments without having to apply to banks for merchant accounts - and inevitably face rejection because banks find their risk profile too high to qualify. 

A Finextra member 

Not sure of the charging structure Barlcays are going to put in place - but for a relatively low turnover card accepting merchant, buying the hardware  and paying a higher fee with longer settlement timeframes may not be overly expensive,  when compared to fixed monthly terminal lease costs. If the merchant can stand the cashflow impact of delayed settlement then Barclays could well be able to play with their risk models.

 

[Upcoming Webinar] Next Gen Payment Processing: How banks can embrace the futureFinextra Promoted[Upcoming Webinar] Next Gen Payment Processing: How banks can embrace the future