Indian Overseas Bank plans JV to sell core technology

Indian Overseas Bank is looking to tie-up with a IT consultancy firm to form a joint venture that will sell its in-house developed core banking system.

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Indian Overseas Bank plans JV to sell core technology

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The state-owned institution has rolled out its core system, dubbed Crown, across all of its 2026 branches and has also developed ATM, online banking and payment systems software.

It has now published a request for proposal document, calling on "reputed consultancy firms" to bid to form an IT JV company. Bidders have to be registered in India and meet various standards for income, size and experience.

The JV will sell Crown, online banking and payment systems software as well as treasury, accounting and forex technology. Bids must be in by 23 March.

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Comments: (1)

A Finextra member 

This is enterprising and good for all parties.  It turns what is traditionally a cost centre into a profit centre + future evolution of the product can be offered back to the host bank.

There are a lot of banks in India that would benefit from a standardised drop and go solution assuming it is easy to integrate into other banks working infrastructure and IT environment.

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