Twitter founder Dorsey launches mobile phone credit card reader

Twitter co-founder Jack Dorsey has officially launched his new company, called Square, that sells a system to turn mobile phones into payment card readers.

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Twitter founder Dorsey launches mobile phone credit card reader

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Square, which Dorsey officially announced to the world with a tweet, sells a piece of plastic that fits in to the headphone jack of a phone.

The customer swipes their card in the device and confirms by 'writing' their signature with their finger before a receipt is sent to their e-mail address or mobile phone instantly. Customers can also use a text message to authorise payments in real-time.

Users can create a Square payer account to speed up and secure payments and upload a photo so merchants can verify the card holder.

On its Web site, the firm boasts merchants can get from "0 to $60 in under 10 seconds" with no contracts, monthly fees, or hidden costs. It will also donate a penny of every transaction taken by merchants to a cause of their choice.

The company has been touted as the real world equivalent of PayPal and, according to TechCrunch, is already valued at $40 million after raising $10 million in a funding round.

Dorsey explains and demonstrates the system in a video for TechCrunch here.

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Comments: (2)

Ainsley Ward

Ainsley Ward Vice President, Payments Solutions at CGI

'So why can't we sell this in Canada or Mexico?'

'They make their cards out of potatoes not plastic? How backward...'

'Aah, they use chips'

PayPal for the real world, LOL, at least PayPal IS usable outside of the states. Mind you, with Twitter yet to make profit, it's not like Jack Dorsey seems to have gotten to grips with the concept behind business. Nice gimmick, but expect it to go the same way as Beenz, cassette tape and the Sinclair C5...

Nick Green

Nick Green Consultant at ISD Consultants

So I can use my iPhone to skim cards. All I need is the ability to key in the security code from the back of the card "There'll be an app for that". Oh you could change it to ask for a PIN (you know how persuasive fraudsters can be) then twitter the details to all you criminal followers "There'll be an app for that".

 

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