The UK's Barclays Bank has added a paperless online application facility to its Internet banking service for customers wishing to sign up to its current account.
Barclays says a typical application takes around ten minutes and the whole process is carried out online so customers don't have to send valuable documents through the post.
Customers can also apply online for an overdraft as part of their application.
Julian Brewer, head of online marketing at Barclays, says the online current account service also has fewer questions for customers to answer.