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/crypto

Pave raises $39m to build programmable bank

Pave Bank has raised $39 million in funding to scale what it calls the first "programmable bank" built for digital assets and the AI era.

/ai

Bank profits face $170bn hit from AI - McKinsey

Failure to adapt to consumers' increased use of AI could see banks lose as much $170bn, according to a report from McKinsey.

/wholesale

Banks buy stake in LSEG's post trade business

The London Stock Exchange Group (LSEG) has sold a 20% stake in its Post Trade Solutions business to a consortium of 11 banks.

/people

Citi appoints CEO as chair of the board

US investment bank Citi has named its current CEO, Jane Fraser, as chair of the board of directors.

/regulation

New York regulator issues third party cybersecurity guidance

The New York State Department of Financial Services (NYDFS), has issued new cybersecurity guidance on how financial services firms should manage cybersecurity risks associated with third-party service providers (TPSPs).

/crypto

Coinbase bitcoin rewards credit card gets full release

Coinbase is opening up its bitcoin rewards card to the hundreds of thousands of Americans on its waitlist.

/regulation

FCA sues crypto exchange HTX

The UK's Financial Conduct Authority has filed a lawsuit against HTX, a cryptocurrency exchange linked to Justin Sun, a billionaire who has invested millions of dollars in the Trump family's crypto ventures.

/wholesale

Allica Bank buys embedded finance player Kriya

British SME challenger bank Allica has boosted its working capital efforts and moved into the embedded finance market through the acquisition of fintech Kriya.

/ai

Agentic AI platform selected for FCA sandbox

Ani Tech, a UK-based agentic AI platform focused on financial advice, has been chosen to participate in the inaugural AI sandbox initiative of the UK's financial regulator, the Financial Conduct Authority (FCA).

/crime

Consumers increasingly concerned about AI scams

A vast majority of consumers are concerned that increasingly sophisticated AI will be used for financial scams and a similar number expect their banks to use the same technology to protect them, according to recently published research

/regulation

American Fintech Council calls on CFPB to prohibit open banking data access fees

In the wake of the Consumer Financial Protection Bureau's decision to ditch its open banking rule, the American Fintech Council (AFC) has called on the regulator to preserve people’s right to access and share their financial data.

/regulation

Fed Governor touts 'skinny' masters accounts to promote payments innovation

The Federal Reserve is exploring the introduction of a "skinny" master account that would give access to basic Fed payment services to fintechs and other providers that currently have to work with third-party banks, says Governor Christopher Waller.