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/ai

AI adoption in UK FS sector grows but understanding lags

Three quarters of financial services firms in the UK are already using artificial intelligence, yet nearly half of these users have only a "partial understanding" of the AI they are deploying, according to a Bank of England and FCA survey.

/markets

Esma calls for 2027 EU T+1 migration

The European Securities and Markets Authority (Esma) has called for the EU to migrate to a T+1 settlement cycle by October 2027, ensuring coordination with the UK.

/crime

Finastra investigates data breach, prioritising customer communication

Fintech firm Finastra has shared further detail on the investigation process following a data breach that occurred earlier this month.

/regulation

CFPB expands oversight of Big Tech payment apps

The Consumer Financial Protection Bureau (CFPB) has finalised a rule that will see it supervise tech giants such as Apple and Google that offer digital payment apps and wallets.

/payments

Mastercard MTN connects to JP Morgan's Kinexys Digital Payments for settlement

Mastercard has connected its Multi-Token Network (MTN) to JPMorgan's Kinexys Digital Payments rail for B2B cross-border payments settlement.

/crypto

Chainlink consortium to test trade finance app using Brazil's digital Real

Microsoft Brazil, 7COMm and Chainlink are to work with Banco Inter on a trade finance application as part of the second phase of the central bank's trials of its digital currency, Drex.

/retail

Lloyds Bank adds Benefit Calculator to mobile app

Lloyds Bank has launched a new tool to help customer claim welfare and other government-sponsored payments they may be missing out on.

/security

Australian banks pilot fraud intelligence sharing network

Australia's top banks are piloting a fraud and scams intelligence-sharing network using behavioural- and device-based technology from security vendor BioCatch.

/wholesale

ING rolls out up-to-the-minute credit assessment tool for business clients

ING has rolled out a new digtial tool that helps businesses in The Netherlands more accurately assess the creditworthiness of their customers and suppliers.

/retail

Caixabank to invest $5 billion in technology over the next three years

Caixabank has outlined plans to spend more than $5 billion on technology over the coming three years to boost digital sales and launch new products and services.

/retail

Nubank in talks over domicile switch to UK

Brazilin digital banking giant Nubank is working with the new British government on plans to move its legal domicile to the UK, according to Bloomberg.

/inclusion

Beacon launches digital wallet for immigrants to Canada

Canadian startup Beacon has opened the waitlist for its purpose-built digital wallet for immigrants moving to the country.