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With growing momentum surrounding digital currencies, Nordic central banks are increasingly responding to the need for digital transformation in the monetary landscape. Events like NextGen Nordics at the Münchenbryggeriet in Stockholm, Sweden, on 29 April 2025, are propelling forward the discussions on their advantages and risks, especially in relation to traditional banking systems. But, as enthusiasm around CBDCs rises, so does the concern over their potential to disrupt existing financial systems, particularly through the risk of disintermediation of native banking systems.