Latest long reads: Finextra Research

Banking and fintech movers and shakers: Revolut, Ant, Feedzai and more

Madhvi Mavadiya Head of Content at Finextra

Banking and fintech movers and shakers: Revolut, Ant, Feedzai and more

Here’s a recap of the most headline worthy and recent hires, departures, and company shakeups of this January and what that could mean for 2023. Revolut Revolut is planning to hire a behavioural team that will be referred to as ‘CultureLab’ to address an "aggressive" corporate culture, according to an article published in The Guardian. ...

01 February 2023 /predictions

The fintech sentiment: Data Privacy Day 2023 and the policies protecting financial services

Madhvi Mavadiya Head of Content at Finextra

The fintech sentiment: Data Privacy Day 2023 and the policies protecting financial services

Data Privacy Day – also referred to as Data Protection Day in Europe, is an international event that occurs every year on 28th January and promotes privacy best practices. This day also marks the anniversary of the Council of Europe’s Convention 108 in 1981, which was the first legally binding international instrument in the data protection field....

31 January 2023 /security

How the financial sector can get ahead of cyberattacks and regulators

Jonathan Reiber VP for Cybersecurity Strategy and Policy at AttackIQ

How the financial sector can get ahead of cyberattacks and regulators

Why do cybercriminals attack? Most of the time it’s to line their pockets, by blackmailing organisations through ransomware attacks or stealing and selling sensitive data. Criminals know that they can extort banking, financial services, and insurance (BFSI) organisations for more money, and so it’s no surprise that they go after them at a higher r...

30 January 2023 /security

The ninety-day rule can help you decide if it's time for a new job

Kirstie McDermott Senior Content Editor at Amply

The ninety-day rule can help you decide if it's time for a new job

As we head towards the end of January, it is understandable if your enthusiasm is waning for all aspects of your life. Payday was so long in the past that it is almost a distant memory, the mornings are dark, the evenings are still drawing in, and to add insult to injury, the weather cold and miserable. If you are thinking about a new job this mon...

27 January 2023 /people

Crypto regulation: Despite FTX, Ripple is optimistic on crypto regulation for 2023

Paige McNamee

Crypto regulation: Despite FTX, Ripple is optimistic on crypto regulation for 2023

Ripple, the payments settlement system run on blockchain technology is a behemoth within the crypto space, and as such, is keenly focused on the current and future state of digital payments. Since its naissance in 2012, Ripple, utilising the XRP token has branched out to build an offering that now includes cross-border payments and CBDC management...

26 January 2023 /regulation

The golden circle: Are gold-linked digital assets the future?

Níamh Curran Senior Reporter at Finextra

The golden circle: Are gold-linked digital assets the future?

Richard Nixon un-pegged the US from the gold standard over 50 years ago, and with it the rest of the world began accepting the free-floating currencies we use today. At the time it was an extremely bold move, but one which was deemed necessary for continued economic growth and to fight against inflation rates. At times of global downturn people of...

25 January 2023 /crypto

Cloud Makeover: How has cloud migration changed National Australia Bank?

Sehrish Alikhan Reporter at Finextra

Cloud Makeover: How has cloud migration changed National Australia Bank?

In the lead up to Finextra’s first annual Financial Cloud Summit, Finextra is reaching out to leading companies in the industry to discuss their cloud migration for our Cloud Makeover series. These case studies will explore how banks operated before and after their migration to cloud, and how the transition has impacted their product rollout, cus...

24 January 2023 /cloud

FinCrime outlook 2023: ChatGPT, deepfakes and the same old scams

Níamh Curran Senior Reporter at Finextra

FinCrime outlook 2023: ChatGPT, deepfakes and the same old scams

2022 saw a number of scams hit the top of Finextra’s headlines. Research found that 8% of consumers were ignoring confirmation of payee warnings and celebrities like Joe Lycett even waded in on the issues,. As the cost-of-living crisis continues to make people feel more financially vulnerable, the importance of education around scams and fraud i...

23 January 2023 /crime

Will your employer step up with a pay raise this year?

Aoibhinn Mc Bride Content Editor at Jobbio

Will your employer step up with a pay raise this year?

Whether you are buying food or filling your car with fuel, your salary is not stretching as far as it used to. The Office of National Statistics has been conducting extensive research into the area and found that the lowest-priced everyday grocery items have gone up 17% during 2022, and a lack of disposable income has led to a 3% decrease in debit...

20 January 2023 /people

Breaking into Fintech: Here’s how to get hired at GoCardless

Sehrish Alikhan Reporter at Finextra

Breaking into Fintech: Here’s how to get hired at GoCardless

In our first Breaking into Fintech of 2023, we spoke with Luke Fossett, general manager for Australia and New Zealand at GoCardless, to discuss how candidates can get hired in the fintech field. GoCardless is a UK-based company that offers online payment processing solutions to numerous international businesses, facilitating payments to be made dir...

19 January 2023 /people

The Westminster Series: Optimising the potential of the Financial Services and Markets Bill

Chris Holmes Peer at House of Lords

The Westminster Series: Optimising the potential of the Financial Services and Markets Bill

I have written here before about the Financial Services and Markets Bill - the biggest reform of financial services in a generation. It is a huge opportunity. According to the Government the bill will: implement the outcomes of the Future Regulatory Framework review (reshaping the UK’s regulatory and legislative regime as an independent state outs...

18 January 2023 /regulation

Using Star Trek to predict sustainable finance moves in 2023

Richard Peers Founder at ResponsibleRisk Ltd

Using Star Trek to predict sustainable finance moves in 2023

William Shatner, Captain Kirk of Star Trek fame, recently went into space aboard the Blue Origin Rocket. He said: “Last year, I had a life-changing experience at 90 years old. I went to space, after decades of playing an iconic science-fiction character who was exploring the universe. I thought I would experience a deep connection with the immensi...

17 January 2023 /sustainable

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