Latest long reads: Finextra Research

Future of Fintech in the Middle East 2023: Are we entering a new era?

Nauman Hassan Director at Paymentology

Future of Fintech in the Middle East 2023: Are we entering a new era?

This is an excerpt from The Future of Fintech in the Middle East 2023 report. The Middle Eastern banking and payment landscape is in the midst of an evolution. The advent of new technologies such as artificial intelligence (AI), blockchain, big data and cloud computing, as well as the increasing demand for more convenient, secure, and faster payme...

16 August 2023 /payments

How the future of decentralised exchanges will impact financial services

Olga Klein Assistant Professor of Finance at Gillmore Centre of Financial Technology at Warwick

How the future of decentralised exchanges will impact financial services

Decentralised Exchanges (DEX) are playing a significant role in the financial services industry, presenting a fundamental shift in the way we conduct transactions and manage assets. The recent collapse of cryptocurrency exchange FTX, resulting in the loss of at least $1 billion of customers’ funds, has brought the benefits of decentralised exchange...

15 August 2023 /crypto

Future of Fintech in Africa 2023: Data penetration could be improved with better infrastructure

Níamh Curran Senior Reporter at Finextra

Future of Fintech in Africa 2023: Data penetration could be improved with better infrastructure

This is an excerpt from The Future of Fintech in Africa 2023 report. Africa is maturing as a fintech market. McKinsey predicts that the financial services market in Africa could grow at 10% per annum through 2025 reaching $230 billion in revenues, excluding South Africa. The diagram shows that African fintech growth exceeds that of the global benc...

14 August 2023 /devops

Why are fewer women negotiating pay raises?

Aoibhinn Mc Bride Content Editor at Jobbio

Why are fewer women negotiating pay raises?

From the number of men holding senior leadership positions to women avoiding certain male-dominated industries, gender inequality within the workplace is a multifaceted issue. One area where it remains particularly prevalent is pay negotiations––or lack thereof––if a recent study into the salary negotiation habits of workers in the UK and Ireland

11 August 2023 /people

Future of Fintech in Africa 2023: Cloud will open new doors for the African fintech industry

Madhvi Sonia Head of Content at Finextra

Future of Fintech in Africa 2023: Cloud will open new doors for the African fintech industry

This is an excerpt from The Future of Fintech in Africa 2023 report. In recent years, Africa has awoken to a new dawn when it comes to digital transformation and innovation with the cloud. The continent displays numerous promising indicators of a region ripe for fintech investment and development, but the scale, complexity, and the benefits of new...

09 August 2023 /cloud

Future of Fintech in Africa 2023: Blockchain is shaping Africa's digital currency based future

Paige McNamee

Future of Fintech in Africa 2023: Blockchain is shaping Africa's digital currency based future

This is an excerpt from The Future of Fintech in Africa 2023 report. Africa’s crypto market is surging, but it is still early days for the continent’s overall crypto landscape, and the region’s fundamental appetite and need for the sector lies in the underlying blockchain upon which many believe the future digital payments is being built. Africa i...

08 August 2023 /crypto

Breaking into Fintech: Here’s how to get hired at ClearBank

Sehrish Alikhan Reporter at Finextra

Breaking into Fintech: Here’s how to get hired at ClearBank

For Finextra’s latest Breaking into Fintech, we sat down with Nadine Adams, head of human resources at ClearBank, a cloud-based clearing bank that offers APIs and financial services to financial institutions. Adams confers how there is no one ‘ideal candidate’ when hiring and that company values are at the heart of the discussion. What top tips c...

07 August 2023 /people

The most AI-ready UK cities for your job hunt

Kirstie McDermott Senior Content Editor at Amply

The most AI-ready UK cities for your job hunt

With interest in generative AI exploding–– trends site Exploding Topics reports a 1,143% increase in search interest in “AI voice generator” and a 268% increase in searches for “AI coach”––the technology has moved out of the realm of tech-savvy early adopters. So much so that recent research from CybSafe found that 52% of UK office workers have ent...

04 August 2023 /people

Future of Fintech in Africa 2023: The value of a connected world

Dickson Nsofor Chief Executive Officer at Kora

Future of Fintech in Africa 2023: The value of a connected world

This is an excerpt from The Future of Fintech in Africa 2023 report. African fintech has been white-hot for a minute. As early as 2011, before the major liquidity events of 2020, 2021 and 2022, Helios had already paid $92 million for a majority stake in Interswitch. Down in South Africa, Fundamo sold to Visa for $110 million in cash. In Nigeria in ...

03 August 2023 /startups

Consumer Duty: It's just the beginning of the process

Níamh Curran Senior Reporter at Finextra

Consumer Duty: It's just the beginning of the process

Consumer Duty finally came into full force this week, with the FCA publishing a 14-point plan to boost cash savings interest rates. The aims of Consumer Duty are clear: a higher standard for customer protection across financial services. The FCA laid out that customers should expect: helpful and accessible customer support, so it's as easy to sor...

02 August 2023 /regulation

The Quantum Series: Finextra’s intro to Quantum Computing

Paige McNamee

The Quantum Series: Finextra’s intro to Quantum Computing

Finextra is firmly focused on keeping our audience abreast of the key trends and updates impacting the financial services and fintech landscape. It’s only fitting then, that we take the time to delve into the world of quantum computing. While it is still very early in the developmental stage of quantum computing, 2022 research from the World Econo...

01 August 2023 /devops

How payments fraud can be fought with trusted collaboration

Isabel Schmidt Co-Head of Payments Products at BNY Mellon

How payments fraud can be fought with trusted collaboration

Fraud remains a mainstay issue across the globe, with financial institutions (FIs) required to adapt to continually evolving tactics to evade detection systems and processes. In the case of payments, the cost of fraud is predicted to hit US$40.62 billion by 2027. With the payments landscape undergoing a radical shift as digital, real-time transact...

31 July 2023 /security

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