Latest long reads: Finextra Research

Generative AI cannot replace branch banking – Niamh’s hot take of the month

Níamh Curran Senior Reporter at Finextra

Generative AI cannot replace branch banking – Niamh’s hot take of the month

NatWest announced in November 2023 that they were integrating generative AI into their chatbot tool Cora, which saw the launch of Cora+. Generative AI has been one of the hottest topics throughout 2023, and that is only likely to continue into 2024 as companies like OpenAI expand their products and capabilities. The technology offers a lot of ...

13 December 2023 /inclusion /ai

3 components of a successful embedded finance strategy

George Toumbev Chief Commercial Officer at NatWest Boxed

3 components of a successful embedded finance strategy

From talk to action Embedded finance is a growing and potentially very valuable opportunity for companies that get it right. The ability to build financial products that are designed around the needs of customers and offered at the heart of the customer journey can be a winning formula. Getting it right means the chance to build long-lasting custo...

11 December 2023 /retail

What is CBDC? Understanding digital currencies

Dominique Dierks Senior Content Manager at Finextra

What is CBDC? Understanding digital currencies

CBDC (central bank digital currency) is a form of digital currency that a country’s central bank can issue alongside cash. Their value is linked to the issuing country’s official currency. For example, if the UK were to release a CBDC, it would be called the digital pound. While cash is a physical commodity, a CBDC is a digital currency that can b...

08 December 2023 /payments

5 ways to stop sabotaging your interview success

Amanda Kavanagh Contributor at Jobbio

5 ways to stop sabotaging your interview success

Lateness is the obvious cardinal sin of sabotaging your interview success, but once you’re in the door – and on time – it’s soft skills that trip job hunters up. Realistically, hiring managers know from your CV if you have skills to do the job, so the interview is often more of a vibe check. From it, they’ll determine your working style, your attit...

08 December 2023 /people

What are the top COP28 takeaways for banks – thus far?

Scott Hamilton Contributing Editor at Finextra Research

What are the top COP28 takeaways for banks – thus far?

Amid all of the high hopes and sometimes lofty or overstated goals, achievements, and elusive dreams of the COP28 conference, continuing through to the 12th of December, financial services remained one of the top industries to watch. Noted by environmental scientists and experts the world over as key influencers of potential action, on their own p...

07 December 2023 /sustainable

What is the carbon market and how does it work?

Sehrish Alikhan Reporter at Finextra

What is the carbon market and how does it work?

The carbon market is a complex and often convoluted industry that has emerged in recent years amid the ESG and sustainability boom that has rocked the financial services sector. Numerous new carbon accounting start-ups have emerged that have contributed to the carbon market, which calculate the carbon emissions that a company is making and advise o...

06 December 2023 /sustainable

New data shows the embedded finance opportunity for SaaS platforms and marketplaces

Ryan O'Holleran Head of Sales, Enterprise, EMEA at Airwallex

New data shows the embedded finance opportunity for SaaS platforms and marketplaces

As embedded finance began gaining traction throughout 2023, Airwallex wanted to explore the appetite among small and medium-sized businesses to receive financial services through their software or marketplace provider. We commissioned Edgar, Dunn & Co to run a comprehensive, global survey of 1,000 small and medium-sized businesses (SMBs) in th...

06 December 2023 /payments

2025 Fintech Pledge: How UK fintech will combat the cost-of-living crisis

Retired Member

2025 Fintech Pledge: How UK fintech will combat the cost-of-living crisis

The UK fintech sector forms a crucial part of the British economy. In the last 15 years, firms have revolutionised people’s financial lives by reducing costs, enabling innovation, and enhancing security. This impact has been driven by the highly competitive nature of companies like Wise, ClearScore and ourselves at Zopa Bank, to name a few. However...

05 December 2023 /startups

A data-driven response to economic crime in the UK

Michael Haley CEO at Cifas

A data-driven response to economic crime in the UK

Future historians looking to define our era will have little trouble naming the epoch; we are living in the ‘Data Age’. According to numerous sources, 90% of the data created in the world was created in the last two years and it is predicted that the volume of data created will double every two years. The economic benefits of this ‘Data Age’ are w...

04 December 2023 /crime

How to avoid generative AI hallucinations

Madhvi Sonia Head of Content at Finextra

How to avoid generative AI hallucinations

Generative AI has dominated headlines for some time now, especially recently with news of Sam Altman, the CEO of OpenAI and the developer of generative AI platform ChatGPT, being ousted and rehired within a week. But will generative AI be a technology that banks use long term? According to Karan Jain, CEO, NayaOne, it absolutely is. Jain highlight...

01 December 2023 /security

Fintech: Leading the fight against greenwashing with data and transparency

Nameer Khan Founder and CEO at Fils

Fintech: Leading the fight against greenwashing with data and transparency

In an era of heightened consciousness, consumers, investors, and regulatory bodies are scrutinising companies' environmental, social, and governance (ESG) practices more than ever. According to one Edelman report, almost three out of four institutional investors do not trust companies to achieve their ESG commitments. This scepticism has been driv...

30 November 2023 /sustainable

Sehrish Alikhan Reporter at Finextra

Here’s how to get hired at payabl

Our Breaking into Fintech series explores what leading financial organisations are seeking in new hires and candidates, giving those looking to enter into the fintech industry an insight into the sector. In this interview, Finextra spoke to global head of HR at payabl, Jolita Strasunskaite, to discuss what potential hires can expect from the indus...

29 November 2023 /people

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