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What is hybrid cloud?
Hamish Monk

Hamish Monk Senior Reporter at Finextra

What is hybrid cloud?

Hybrid cloud is a computer programming architecture used by IT teams to reap the benefits of both the private and public hosting environments. These work in tandem to run an organisation’s workload and applications. Uses of hybrid cloud An example of a firm within the financial services industry which might find use for the hybrid cloud environm...

/cloud

AI is eating up our energy – how will sustainable ambitions survive?
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

AI is eating up our energy – how will sustainable ambitions survive?

It has become clear to everyone that uses the internet that artificial intelligence (AI) is the next big thing. Nearly every company is releasing an AI chatbot/AI product/AI service to enhance their customer experience and improve efficiency of their products. It is true that AI can improve the lives of customers in many ways, such as facilitating ...

/ai

US cheque dependency: How we got here
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

US cheque dependency: How we got here

Why does the US lead the world in the use of paper cheques? And why haven’t these traditional payment instruments simply ‘gone away’ given all the tremendous advances that have been forged in the financial services ecosystem, especially over the past 20 years or so? In many countries, they simply don’t exist at all, and in some, financial institut...

/retail

Vietnam's fintech transformation: Driving a new approach to banking SMEs
Ilko Batakliev

Ilko Batakliev Head of Design at Techcombank

Vietnam's fintech transformation: Driving a new approach to banking SMEs

This article was co-authored by Leon Gauhman, co-founder and CPSO at digital product consultancy Elsewhen. The World Economic Forum predicts that 70% of new value created this decade will be based on digitally enabled technologies—and Vietnam's thriving, digitally literate, small business sector is an example of this trend in action. Powered by s...

/markets

Stablecoins under MiCA: What it means to be compliant
Rowan Varrall

Rowan Varrall Associate Director at DTI Foundation

Stablecoins under MiCA: What it means to be compliant

In the rapidly evolving world of crypto and digital assets, regulatory frameworks are crucial for ensuring market integrity and investor confidence. Nearly three years after its initial proposal, the Markets in Crypto-Assets (MiCA) Regulation was published in the EU Official Journal in June 2023, establishing a comprehensive EU regulatory framewo...

/crypto

The future is now: Open Finance is here to stay
Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

The future is now: Open Finance is here to stay

This year, open banking in the UK celebrated its sixth birthday and reached the milestone of 10 million customers. In today’s world of instant and cross-border payments, the era of Open Finance has well and truly arrived. Customer demands are changing, and data is becoming increasingly vital for financial institutions. Open Finance allows banks to...

/markets

Wind of change: VAT and e-invoicing in the digital age
Jurgen Soetaert

Jurgen Soetaert Founder of Digicrowd, e-Invoicing expert at Flowin

Wind of change: VAT and e-invoicing in the digital age

Anyone in Europe that’s involved in invoicing and VAT will have heard of the EU’s VAT in the Digital Age (ViDA) proposal that’s been eluding agreement among member states for two years. Designed to streamline VAT across the European Union, member states have once again failed to reach agreement on ViDA during the latest vote in June 2024. A lot of...

/regulation

How can the UK become a world leader in regtech?
Retired Member

Retired Member

How can the UK become a world leader in regtech?

The global regtech industry could be worth $85bn by 2032, how can the UK become a market leader? One of the key challenges facing the City of London is the growing competition from finance centres all around the world. New York continues to be a powerhouse attracting many exciting businesses to list, Singapore’s regulatory environment and digital i...

/regulation

How MiCA is already being embraced by financial services
Níamh Curran

Níamh Curran

How MiCA is already being embraced by financial services

Banking Circle has launched the first EU Markets in Crypto Assets (MiCA) compliant stablecoin, among the first cryptocurrency-related assets to be launched under the new regulation. MiCA doesn’t come into full effect until the end of this year, 30 December. Banking Circle has taken a plunge into the no-so-unknown in releasing this product – MiCA ha...

/regulation

The future of finance? Financial services in the metaverse
Ann Lee

Ann Lee Trainee Trade Mark Attorney at Marks & Clerk

The future of finance? Financial services in the metaverse

This article has been co-authored by Claire Keating, principal at Marks & Clerk. ‘Metaverse’ has been quite the buzzword in recent years, and generally brings to mind images of quirky digital wearables, collectibles, and innovative art pieces which defy all concept of real world physics. In this dawn of Web3, similar to the early tech years whe...

/devops

Connecting the dots between sustainability and banking
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Connecting the dots between sustainability and banking

Sustainability – at least as a loosely defined concept - has been a focus for financial institutions since the early 2000s, when concerns about the effects of global warming skyrocketed worldwide. In some arenas, interest in confronting and adapting to changes in climate and society started growing well before that. Has that focus paid off in the ...

/sustainable

Scaling a fintech abroad: Five key considerations for successful expansion
Chloé Wade

Chloé Wade VP International Financial Services UK at IDA Ireland

Scaling a fintech abroad: Five key considerations for successful expansion

Internationalisation and expansion into wider markets is a critical part of the growth strategy for all multinationals, and fintechs are no exception to this. Leveraging extensive experience in supporting businesses to grow abroad, Chloé Wade, VP of International Financial Services UK at IDA Ireland explores five essential steps that fintechs shou...

/markets

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