Latest long reads: Finextra Research

How California’s new climate laws will impact companies across the globe

Scott Hamilton Contributing Editor at Finextra Research

How California’s new climate laws will impact companies across the globe

Recognising that climate change is a global issue that doesn’t respect human-created boundary lines, in the past month-plus the state of California took decisive action that will impact many companies defined as doing business within its boundaries. Its legislature passed two bills, both later signed by Governor Gavin Newsom, that will require lar...

14 November 2023 /sustainable

How to foster conversations at the intersection of policy, technology and finance

Pat Patel Executive Director at Elevandi

How to foster conversations at the intersection of policy, technology and finance

Today’s fragmented regulatory landscape inadequately serves the ambitious innovators aiming to revolutionise the finance and technology sectors. Although discussions about regulating Big Tech have been ongoing for years, little has been done to counterbalance the sector’s growing influence or to bolster emerging players that are striving to improv...

13 November 2023 /payments

Dominique Dierks Content Manager at Finextra

Understanding ISO 20022

Instant and cross border payments are high on the list of priorities for businesses and authorities worldwide, yet interoperability and integration between different clearing systems has been a challenge hindering meaningful progression. That’s why ISO 20022 will be a game changer once it becomes an official messaging standard. Yet for novices, t...

10 November 2023 /regulation

VC funding to female-founded companies increasing, but more to be done

Amanda Kavanagh Contributor at Jobbio

VC funding to female-founded companies increasing, but more to be done

Despite all being relatively quiet on the VC funding front of late, female founders are still securing significantly more investment deals than they were five years ago. Recently updated data from market analysts PitchBook finds that so far in 2023, some 5.4% of European VC deals were female-only, compared to 2.6% in 2008. While in the US, 7% of d...

10 November 2023 /people

Why the UK's tech talent shortage is a barrier to innovation and progress

Yi Ding Assistant Professor at Gillmore Centre, Warwick

Why the UK's tech talent shortage is a barrier to innovation and progress

The UK, often referred to as a global technology hub, is facing a significant hurdle that threatens its standing in the tech world. Recently, a top technology chief has warned that the UK’s position as a global tech hub is suffering due to a lack of tech talent within the country and says that we lack sufficient digital education programmes to help...

09 November 2023 /people

How net zero frameworks can be guided by national policy

Sehrish Alikhan Reporter at Finextra

How net zero frameworks can be guided by national policy

ESG and broader financial sustainability efforts have been major industry trends in the financial services sector in the last few years, with an increasing number of financial institutions adapting to ESG standards and implementing sustainable objectives to maintain transparency and accountability as climate change continues to wreak havoc on the ...

08 November 2023 /regulation

The King’s Speech: What does it mean for the future of fintech?

Madhvi Mavadiya Head of Content at Finextra

The King’s Speech: What does it mean for the future of fintech?

During his first speech as part of the State Opening of Parliament as monarch, King Charles defined and summarised the UK Government’s, and notably, Prime Minister Rishi Sunak’s priorities, for 2024 ahead of the next general election. Ministers intend to pass 21 laws across social changes, energy and environment, housing, policing, crime and justi...

08 November 2023 /retail

Paige McNamee Senior Reporter at Finextra

What is tokenised gold?

Despite the crypto winter and general uncertainty around digital assets, we’re continuing to see the emergence of real-world asset tokenisation as defi continues its creep into financial services. Artwork, intellectual property, real estate, corporate securities, luxury cars, commodities, and gold, are some examples of this tokenisation. Last week...

07 November 2023 /crypto

AI Safety Summit: What happened at Bletchley Park?

Madhvi Mavadiya Head of Content at Finextra

AI Safety Summit: What happened at Bletchley Park?

Leaders from across the world gathered in the land of concrete cows and roundabouts for the first ever global summit on artificial intelligence (AI) in early November 2023. Notable attendees such as X founder Elon Musk, UK Prime Minister Rishi Sunak and of course, will.i.am, were welcomed to Bletchley Park in Milton Keynes, Buckinghamshire, once t...

06 November 2023 /security

Why the net zero transition needs people at its heart

Ivana Popovic Research Associate at Centre for Climate Finance & Investment

Why the net zero transition needs people at its heart

It is no secret that we need to act more urgently if we are to effectively tackle the most severe consequences of climate change. Global warming, and the dire effects that come with it, are already drastically impacting the world and its civilians. Whether it be increased natural disasters, the reduction of biodiversity, or less clean air for peop...

06 November 2023 /sustainable

What is the EU AI Act? Understanding Europe’s first regulation on artificial intelligence

Dominique Dierks Content Manager at Finextra

What is the EU AI Act? Understanding Europe’s first regulation on artificial intelligence

Artificial intelligence has rapidly evolved over the last couple of decades. Yet while AI innovation and adoption offers numerous benefits, it has so far been largely unregulated. This is about to change as the European Commission presses on with the EU AI Act. Signifying the first global piece of AI regulation, the proposed framework is drafted t...

03 November 2023 /regulation

Disrupting banking: Revolution through digital transformation

George Kotsakis Banking Lead at Profile Software

Disrupting banking: Revolution through digital transformation

The financial services ecosystem is undergoing a digital disruption and banking is no exception; The digital evolution of core banking is underway, and the technological advancements play a catalyst role for banks to stay resilient and craft their compelling value propositions to meet the evolving customer expectations. The world is rapidly changi...

03 November 2023 /retail

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