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Generative AI and AI outlook 2024: Customer journeys, fraud and legislation
Níamh Curran

Níamh Curran Senior Reporter at Finextra

Generative AI and AI outlook 2024: Customer journeys, fraud and legislation

Artificial intelligence (AI) and generative AI saw an immense boom in 2023, with some calling it the technology’s breakout year. What was once viewed as something of science fiction is coming closer to reality, with the abilities of the software developing at pace. Yet how is the technology going to progress throughout the year in the financial tec...

/payments

Why financial institutions must move quicker on quantum
Andersen Cheng

Andersen Cheng Chairman at Post Quantum

Why financial institutions must move quicker on quantum

For most people reading this, a functioning quantum computer will probably still feel quite fictional — an innovation that’s still light years away. There’s also the idea that, well, wouldn’t a functioning quantum computer be a good thing? Won’t a functioning machine, for example, be able to effectively analyse large or unstructured data sets, to ...

/security

Capitalising on the embedded finance revolution
Nebo Djurdjevic

Nebo Djurdjevic CSIO at Vega IT

Capitalising on the embedded finance revolution

The concept of embedded finance is, at the face of it, a simple one to grasp; be it a loan at the point of purchase or an insurance offer when you rent an apartment. While it simplifies the lives of consumers everywhere, the embedded finance proposition is not a simple one to grasp from an investment perspective. Is embedded finance a fad or a re...

/payments

Silicon Valley Bank collapse one year on: What was the impact?
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Silicon Valley Bank collapse one year on: What was the impact?

Silicon Valley Bank (SVB) collapsed one year ago on Sunday, an event which created a ripple effect of widespread damage across the financial sector. The failure of SVB was the third-largest in US history, and the biggest bank to shutdown that year. Finextra previously covered the downfall of SVB, explaining the reasons for its failure, which was a...

/markets

Anne Boden on supporting female fintech founders
Níamh Curran

Níamh Curran Senior Reporter at Finextra

Anne Boden on supporting female fintech founders

For International Women’s Day (IWD) this year, we spoke to a woman who is the poster child of female success in the fintech world, Anne Boden. In June of last year, Boden stepped down as CEO of Starling after founding the challenger bank 10 years prior. Yet Boden has been busy recently. Last week she launched her third book, Female Founders’ Playbo...

/inclusion

What are AI chatbots?
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

What are AI chatbots?

The hottest trend in tech and financial services has been artificial intelligence (AI) and its infinite potential to revolutionise and transform the industry to make it more efficient, reliable, secure, and accessible. However, as AI grows in popularity, fear of the sentient AI also lurks in the back of many minds. Not exactly the apocalyptic Termi...

/devops

Why data is the backbone of predictive AI
Dominique Dierks

Dominique Dierks Content Manager at Finextra

Why data is the backbone of predictive AI

With the launch of ChatGPT in November 2022, a new wave of AI enthusiasm was kicked off that primarily centred around the capabilities and possibilities of generative AI. Signifying a transformational moment in AI technology and smoothing the ease of access to AI, many financial institutions have since started looking at how generative AI can be a...

/devops /ai

The Spring Budget: How does it impact fintech?
Níamh Curran

Níamh Curran Senior Reporter at Finextra

The Spring Budget: How does it impact fintech?

Jeremy Hunt, UK chancellor of the exchequer, presented his Spring Budget to a raucous House of Commons earlier today. It has been speculated this is the last budget this government will present, with the potential of a UK General Election looming. From a fintech perspective, Hunt said the UK is on track to become the world’s next Silicon Valley. Th...

/regulation

What trends and challenges will fintechs face in 2024?
Vladimir Krasik

Vladimir Krasik Global Head of Internal Treasury at Revolut

What trends and challenges will fintechs face in 2024?

One of the driving forces behind two decades of fintech’s success has been their ability to mitigate inefficiencies in customers’ relationships with traditional financial institutions: provide access to financial services to those who were previously unbanked, simplify transactions that used to be arduous, and decrease transactions costs. The pand...

/predictions

How fintechs can help build a new climate-centric financial architecture for Africa
Retired Member

Retired Member

How fintechs can help build a new climate-centric financial architecture for Africa

During last year’s COP28 summit in Dubai, African political and financial leaders spoke extensively about how important financing will be in ensuring that Africa’s future is a climate-resilient one. One of the more ambitious proposals for ensuring that this financing plays the role it should, came from Wale Shonibare, director for energy, financia...

/sustainable

Non-Performing Loans are now subject to regulation: What it means
Renate Prinz

Renate Prinz Partner at McDermott Will & Emery LLP

Non-Performing Loans are now subject to regulation: What it means

Let’s take a moment to remember the time after the financial crisis of 2007 and 2008: credit institutions tried at all costs to get rid of their huge non-performing-loan (NPL) portfolios. In our daily legal work, we repeatedly supported those institutions, explaining what was possible, how it could be done and, above all, what was not possible for...

/regulation

Why Formula 1 sponsorship is the best brand deal for fintech and payments
Dominique Dierks

Dominique Dierks Content Manager at Finextra

Why Formula 1 sponsorship is the best brand deal for fintech and payments

As we enter our first race weekend of the 2024 season, many fans have been amused (or irritated) by some of the new sponsors that have emerged for this year’s teams. Especially Visa Cash App RB – a name that doesn’t exactly roll off the tongue, neither does its acronym VCARB – has been subject to countless memes from the sports’ following on socia...

/markets

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