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Tools for banks’ continued digitalisation journeys
Hamish Monk

Hamish Monk Senior Reporter at Finextra

Tools for banks’ continued digitalisation journeys

This is an excerpt from the Future of Payments 2025 report. Financial institutions need to transform their entire business and operating model to achieve bespoke, modular digital solutions and improve profitability. So, how can open banking and embedded finance help with this goal? And which hurdles remain? Annalisa Ludwinski, head of corresponden...

/Sibos

Why registering under Canada’s Retail Payments Activities Act has a multitude of benefits
Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

Why registering under Canada’s Retail Payments Activities Act has a multitude of benefits

Registering under the Retail Payments Activities Act (RPAA) will allow payments services providers (PSPs) operating in Canada to bolster the safety and reliability of their retail services, while also protecting end users from specific risks. By November 2024, registration will be mandatory because of the importance of secure and effective movemen...

/regulation

EU payments regulations: What to expect from 2025
Níamh Curran

Níamh Curran

EU payments regulations: What to expect from 2025

This is an excerpt from the Future of Payments 2025 report. There are a plethora of new EU regulations and directives on the horizon. Many of these will require banks and financial institutions to start making (or really have already started to make) big changes. Many will be aware of the impact PSD3 many have, and despite the timeline for this no...

/Sibos

Pix Automático: Unlocking the potential of recurring payments in Brazil
Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

Pix Automático: Unlocking the potential of recurring payments in Brazil

Brazil’s Pix has been one of the most impactful success stories over the last decade. Created by the country’s Central Bank, the instant payments system purpose was to modernise Brazil’s payments industry by reducing consumers’ reliance on cash, lowering financial costs, and fostering financial inclusion – and it succeeded brilliantly. Launched in...

/payments

Correspondent banking and cross border payments need modernisation
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Correspondent banking and cross border payments need modernisation

This is an excerpt from the Future of Payments 2025 report. The decline in the number of correspondent banking relationships globally has been widely noted, leaving many communities who rely on it for cross-border payments without many other choices. This is in part because of a heightened focus on high-risk jurisdictions, which is known as de-ris...

/Sibos

Instant payments will change the payments landscape in 2025
Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

Instant payments will change the payments landscape in 2025

This is an excerpt from the Future of Payments 2025 report. Will the future of payments be digital, instant and profitable? What is for certain in 2025 is that the payments industry will increasingly become complex and multi-faceted due to the sheer number of players entering the market. New rails will be leveraged to settle a growing number of p...

/Sibos

Embedded finance: Encouraging African financial inclusion
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Embedded finance: Encouraging African financial inclusion

This is an excerpt from the Future of Embedded Finance in Africa 2025 report. Africa is leading the world in growing mobile banking and embedded finance solutions. The growth in technology hubs in African nations has led to mass adoption of digital banking apps and high mobile penetration among the population. With more digital adoption in African...

/Sibos

Why UK fintech is leading the charge for VC investment
Amanda Kavanagh

Amanda Kavanagh Contributor at Jobbio

Why UK fintech is leading the charge for VC investment

Q3’s results are in, and it’s good news for the fintech industry. With $3.3 billion raised, a significant $1 billion more than any other sector, fintech has maintained its top ranking for 2024. The news comes via Dealroom’s UK Q3 Innovation Update, which shows that though investment in UK startups slowed over summer, UK startups still commanded $2...

/people

What should non-bank lenders consider when seeking capital to grow?
Warren Mutch

Warren Mutch Head of Speciality Finance at Shawbrook

What should non-bank lenders consider when seeking capital to grow?

Non-bank lending has evolved into an increasingly important source of finance for UK businesses and consumers, but without access to depositor capital, how can non-bank lenders expand their funding lines and support their clients? During the last decade non-bank lending has evolved from relatively niche market into a crucial source of finance for ...

/devops

Dubai and Abu Dhabi crypto firms: Regulatory pitfalls to avoid with EU or UK clients
Retired Member

Retired Member

Dubai and Abu Dhabi crypto firms: Regulatory pitfalls to avoid with EU or UK clients

This piece was coauthored by Vlad Maly and Renate Prinz, partners at McDermott, Will & Emery. Continuing developments in the crypto regulatory sphere have significantly increased the attractiveness of Dubai and Abu Dhabi for crypto firms with global ambitions. Firms should remember, however, that they may also need to comply with the EU or UK ...

/Sibos

Biodiversity loss could threaten the global GDP: Why nature-based financing is essential
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Biodiversity loss could threaten the global GDP: Why nature-based financing is essential

The CDP, a nonprofit organisation that runs a global disclosure system, recently released a report outlining the need to de-risk nature-based finance in Asia, outlining how biodiversity loss is impacting the GDP of numerous countries. The report indicated that the threat to nature and biodiversity to low-income and nature-reliant countries in Asia...

/Sibos

Unlocking the opportunities of embedded e-commerce in the African market
Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

Unlocking the opportunities of embedded e-commerce in the African market

This is an excerpt from the Future of Embedded Finance in Africa 2025 report. E-commerce in Africa is booming, driven by increasing access to internet and smart phones across the continent, combined with affordable data plans, a young and tech-savvy population, as well as the growing availability of digital payment methods. Statista expects the re...

/Sibos

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