Latest long reads: Finextra Research

The Future of Digital Identity 2022: Preventing fraud in the 5G and IoT era

Madhvi Sonia Head of Content at Finextra

The Future of Digital Identity 2022: Preventing fraud in the 5G and IoT era

This is an excerpt from Finextra’s report, ‘The Future of Digital Identity 2022: Inclusive, secure, fit for purpose.’ The Covid-19 pandemic has proven that digital accessibility and digital provisioning must be seamless, and services must be able to scale at a rapid rate. Servicing must not be at the expense of security and risk-based decisions mus...

25 May 2022 /identity

The Future of Digital Identity 2022: Data sovereignty and interoperability

Paige McNamee

The Future of Digital Identity 2022: Data sovereignty and interoperability

This is an excerpt from Finextra’s report, ‘The Future of Digital Identity 2022: Inclusive, secure, fit for purpose.’ Extensive discussion around who should be the guardian of digital identity solutions are well established, and sophisticated models outlining the strengths and pitfalls of multiple approaches are abundant. However, when it comes to ...

24 May 2022 /identity

Early birds reap the benefits from tax-free savings

Marco Mottadelli Head of Global Brokerage at Fineco Bank

Early birds reap the benefits from tax-free savings

Often how you invest is as important as where you invest. Many investors know about the importance of using their ISA allowance but fewer think about using it early. If you’re serious about investing for the future, getting an early start can make a real difference to your wealth. Tax efficiency can add up over time Using their ISA allowance eac...

23 May 2022 /wealth

Barry McCall Journalist at Jobbio

Tackling the tech talent crunch

Tech talent shortages are nothing new. The global tech industry has been lamenting a lack of talent for a long time and the imbalance between supply and demand has led to IT professionals enjoying quite stellar salary packages. But the talent squeeze has been tightening in recent years and is set to get much worse in the coming decade if industry ...

20 May 2022 /people

Cloud-based banking: regulation is the key to cloud migration

Retired Member

Cloud-based banking: regulation is the key to cloud migration

Earlier this year, the Bank of England’s Prudential Regulation Authority (PRA) revealed its intention to impose more stringent regulations on cloud computing giants. The move came after the PRA had expressed concerns over British banks’ dependency on a handful of cloud service providers, with fears that an outage or cyberattack could severely disr...

18 May 2022 /cloud

The Future of Digital Identity 2022: Governing digital identity wallets

Paige McNamee

The Future of Digital Identity 2022: Governing digital identity wallets

This is an excerpt from Finextra’s report, ‘The Future of Digital Identity 2022: Inclusive, secure, fit for purpose.’ Increased digital and online interactions, consumer demand for seamless identity across uses, demand for security and privacy, financial and reputational risk of identity theft and fraud, acceleration of governments’ efforts toward ...

17 May 2022 /identity

The Future of Digital Identity 2022: Global schema for digital identity wallets

Paige McNamee

The Future of Digital Identity 2022: Global schema for digital identity wallets

This is an excerpt from Finextra’s report, ‘The Future of Digital Identity 2022: Inclusive, secure, fit for purpose.’ Data taken from Oliver Wyman’s report ‘Digital Trust: How banks can secure our digital identity’ EU: Currently a coordinated effort to bring digital identity to the European Union. To meet the objective of 80% adoption all EU member...

16 May 2022 /identity

Banks are winning the war for talent and employees are the victors

Retired Member

Banks are winning the war for talent and employees are the victors

It seems almost quaint now how animated we used to get about feisty Fintechs taking on lumbering legacy banks. These days the distinctions have blurred. Digitisation, accelerated by the pandemic, has consumed everything from cashless payments to KYC compliance. As a result the line where pillar bank stops and disruptive challenger starts is less cl...

13 May 2022 /people

The Future of Regulation: Fintech's persistent dearth of diversity

Paige McNamee

The Future of Regulation: Fintech's persistent dearth of diversity

Fintech has been found to bear a systemic gender diversity problem. This imbalance has been seen to play out severely across venture capital where female founders have received just 1.3% of all VC funding in Europe since 2017. For such a progressive industry, why are these discrepancies persisting, and should regulators do more to improve these s...

12 May 2022 /inclusion

The Westminister Series: What does the Queen’s Speech have in store for Fintech?

Chris Holmes Peer at House of Lords

The Westminister Series: What does the Queen’s Speech have in store for Fintech?

The most obvious place to start is the Financial Services and Markets Bill, introduced to “strengthen the United Kingdom’s financial services industry, ensuring that it continues to act in the interest of all people and communities”. Financial services are vital to the UK economy, employing more than 2.3 million people across the UK, and contribut...

11 May 2022 /regulation

Why software engineers will never be replaced With NoOps

Rob Zuber CTO at CircleCI

Why software engineers will never be replaced With NoOps

NoOps (no operations) is the concept that an IT environment can be automated and abstracted enough from the underlying infrastructure that there is no requirement for a dedicated team to manage its software in-house. In 2019, global consultancy Deloitte listed NoOps among its tech trends to watch out for, declaring it the “next state in the evolut...

11 May 2022 /cloud

Madhvi Sonia Head of Content at Finextra

Do you need cloud?

There is no doubt that cloud offers several benefits for banks – better customer experience, increased security, faster processing, greater scalability, regulatory compliance, and lower costs. However, it is also no secret that the financial industry has been slow to adopt cloud technology because of concerns around sacrificing legacy on-premises a...

10 May 2022 /cloud

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