Scott Hamilton - Community Author: Finextra Research

Why strong client returns are essential for sustainability momentum

Scott Hamilton Contributing Editor at Finextra Research

Why strong client returns are essential for sustainability momentum

Put six experts in the fields of sustainability, social awareness, and finance on a stage and you’ve got a lot of firepower for a lively and productive discussion. That was the case during one SIBOS 2023 session: ‘The 2+2=5 effect: Joining forces to achieve more in ESG.’ Amruta Kelkar, partner, climate and sustainability issues in financial se...

28 September 2023 /Sibos

Is 'ethical AI' deeply complex or just a contradiction in terms?

Scott Hamilton Contributing Editor at Finextra Research

Is 'ethical AI' deeply complex or just a contradiction in terms?

What if everyone could cover one point of view, switch to an opposing take on the situation, explain both, and conclude by explaining their personal opinions on the topic? And do it all in 45 minutes? Almost sounds like a job for a super-human, right? Or for artificial intelligence perhaps? Several dozen of Sibos 2023 conference’s estimated 8,000-p...

21 September 2023 /Sibos /ai

How to bust ESG myths around sustainable banking

Scott Hamilton Contributing Editor at Finextra Research

How to bust ESG myths around sustainable banking

Sustainability was front and centre from day one of the SIBOS 2023 global conference in Toronto. Monday’s first full day of the annual gathering of bankers from across the globe included several sessions that featured themes around the climate and social transition imperatives facing banks as major influencers of corporate behaviour (via their len...

19 September 2023 /Sibos

How real-time payments offer benefits to corporate treasurers

Scott Hamilton Contributing Editor at Finextra Research

How real-time payments offer benefits to corporate treasurers

There is a lot of buzz surrounding instant and real-time payments, and they are in various stages of growth or expansion in countries and regions across the globe. Gavin Maclean, head of payments at Lloyds Bank Corporate and Institutional Banking, says: “As individuals, real-time payments through the Faster Payments scheme are all around us. Prett...

13 September 2023 /Sibos

Inclusiv: financially underserved most impacted, yet climate mitigation programmes achieve success

Scott Hamilton Contributing Editor at Finextra Research

Inclusiv: financially underserved most impacted, yet climate mitigation programmes achieve success

Credit Union intermediary says members hit hard by climate change have developed innovative solutions, warranting them prime seats at policy and funding table. In the second part of our feature on Community Deposit Financial Institution (CDFI) and financial inclusion empowerment advocate Inclusiv, Finextra examines the New York City-based organizat...

20 July 2023 /inclusion

Unbanked, financially-excluded find Inclusiv a powerful ally

Scott Hamilton Contributing Editor at Finextra Research

Unbanked, financially-excluded find Inclusiv a powerful ally

Inclusiv is an organization that combines deep know-how with dynamic, on-the-ground local partner support in its surprisingly effective approach to reinventing financial services and making the ‘system’ work – in many cases for the first time - for millions of individuals who’ve often been considered ‘not up to standard’ by traditional banking pla...

13 July 2023 /inclusion

Scott Hamilton Contributing Editor at Finextra Research

Open finance in the corporate world

Banking and finance, circa 2019: Everybody knows large corporates and international firms are the only ones who need more than one bank, right? And for those who do, there are all sorts of customised connectivity options offered by the banks they use, and even APIs to make it work beyond those in-house systems, if required. So why does any less c...

22 June 2023 /devops

Scott Hamilton Contributing Editor at Finextra Research

On the cusp of the instant payments era

Faster payments are not new. Instant payments, however, are truly the ‘newest kids on the block’ when it comes to payments, though they look different depending on where you find them. Standardisation, innovation, and regulation are all playing a part in elevating the ‘young upstarts’ of the payment world to leadership status for our new global ec...

20 June 2023 /payments

Models for public and private collaboration

Scott Hamilton Contributing Editor at Finextra Research

Models for public and private collaboration

Now that we on the way to achieving a truly interconnected, global economy, it’s past the time for full transparency on business and government activities surrounding the worldwide mélange that is the financial arena. And beyond the fact that most news (and opinion) of any kind is largely ‘public’ now – shared nearly everywhere across the internet...

19 June 2023 /payments

Financial trauma impacts huge population of underserved in society

Scott Hamilton Contributing Editor at Finextra Research

Financial trauma impacts huge population of underserved in society

Connie Davis, founder and CEO of Kairos Digital Commerce Consulting, is concerned about what the ‘shadow financial system’ of payday loans and other services like them means to the underbanked, over both the short and long terms. She points out that research from many authorities has shown a direct link between emotional health and financial healt...

09 June 2023 /inclusion

Stellar solutions available for ‘honest’ credit-building

Scott Hamilton Contributing Editor at Finextra Research

Stellar solutions available for ‘honest’ credit-building

As part of a continuing series, we reached out to some innovative thinkers and organisations on the forefront of serving the unbanked, the underbanked, and others, estimated at 150 million people, who have either been consciously excluded or experienced barriers to entering the traditional banking system in the United States. One company trying to...

08 June 2023 /inclusion

Financial inclusion in the US: how to fulfil the unbanked, underbanked and unserved

Scott Hamilton Contributing Editor at Finextra Research

Financial inclusion in the US: how to fulfil the unbanked, underbanked and unserved

As part of a continuing series, Finextra is reaching out to some innovative thinkers and organisations on the forefront of serving the unbanked, the underbanked, and others who have either been consciously excluded or have experienced barriers to entering the traditional banking system. It’s estimated that more than 150 million people are underban...

10 May 2023 /inclusion

Long reads