Sehrish Alikhan - Community Author: Finextra Research

What is Digital Company ID? CFIT’s blueprint for fraud prevention

The Centre for Finance, Innovation, and Technology (CFIT) has published a Digital Company ID plan to crack down on fraud and support UK businesses. CFIT led a coalition of over 70 organisations including financial institutions, government agencies, tech firms, policymakers, and academics, to develop and analyse Digital Company ID. According to the ...

19 March 2025 /identity

What’s up with all the payments outages?

Sehrish Alikhan Reporter at Finextra

What’s up with all the payments outages?

The beauty of online banking is that it’s – for the most part – instant. If your friend owes you money, they can transfer it to your account immediately. If you forgot to pay your bills, log online and you can pay them right then and there. Even on payday, the money should go directly to your account. However, payments outages have become more and...

05 March 2025 /payments

Back to that paper: Why cash isn’t going anywhere in the near future

Sehrish Alikhan Reporter at Finextra

Back to that paper: Why cash isn’t going anywhere in the near future

We are currently living in a whirlwind era of digital payments, online transactions, and e-wallets – yet for many, cash is still king. What does cash mean for financial inclusion? Globally, cash is still the most widely-used payment method, and remains the preferred choice for many, particularly those residing in isolated communities, the elderly, ...

26 February 2025 /inclusion

Don’t be duped by AI cupid: Stay alert for romance scams this Valentine’s

Sehrish Alikhan Reporter at Finextra

Don’t be duped by AI cupid: Stay alert for romance scams this Valentine’s

While Valentine’s Day is a happy holiday for many, it also marks the day when the lonely are at their lowest. Just as it is destined to be full of red roses, heart-shaped candy, and cheesy greeting cards, Valentine’s Day is fated to bring down the isolated and prey on the vulnerable. Which makes it a prime time to bring awareness to the flurry of ...

14 February 2025 /crime

Sehrish Alikhan Reporter at Finextra

What are money mules?

There is a plethora of scams afoot in the current fraud landscape, each more disturbing and invasive than the last. Looking at financial crime trends emerging this year, money mules have become somewhat of a buzzword, so this article serves as an overview of money mules. Money mules are criminals who transfer stolen funds on behalf of other peop...

12 February 2025 /crime

How greenwashing is approached in the UK and EU

Sehrish Alikhan Reporter at Finextra

How greenwashing is approached in the UK and EU

Last week, the Association of Financial Markets (AFME) in Europe released a report revealing how the UK and EU’s approach to greenwashing differ in the financial market. The report analysed how financial institution regulators approach greenwashing mitigation, taking into account sustainability-related statements and laws in place, such as the U...

05 February 2025 /regulation

Davos 2025 roundup: AI, crypto, and the energy transition

Sehrish Alikhan Reporter at Finextra

Davos 2025 roundup: AI, crypto, and the energy transition

This year’s annual World Economic Forum (WEF) Annual Meeting set in the picturesque Alpine views of Davos, Switzerland, brought together international world leaders to discuss trade, global economy, climate change, and political tensions. There was a dark cloud hovering over the conference this year, encapsulating the geopolitical turmoil waging i...

29 January 2025 /markets

Data usability in model training: GenAI tools provide solutions

Sehrish Alikhan Reporter at Finextra

Data usability in model training: GenAI tools provide solutions

In the new digital age, data is currency. For technology, software processing, cloud computing, and everything beyond, data is essential. However, with the boom of new technology and the emergence of artificial intelligence (AI), the sheer amount of data available has become overwhelming. In the banking sector, companies need to be able to organis...

20 January 2025 /ai

10 B Corp-certified financial institutions

Sehrish Alikhan Reporter at Finextra

10 B Corp-certified financial institutions

US-based organisation, B Labs is rapidly becoming a globally-recognised symbol of ethical business, with more and more businesses undergoing the vigorous process to become B Corp-certified. B Labs is working to expand its guidelines to include all types of businesses, and will likely to continue to develop and improve on requirements as the global...

02 January 2025 /sustainable

Sehrish Alikhan Reporter at Finextra

Finextra’s top long reads of 2024

2024 saw many ups and downs, from standout regulation, landmark elections in the US and UK, and key developments in cryptocurrency, such as MiCA regulation, and AI. As the year is reaching its end, let us look back at Finextra’s highest viewed long reads of 2024. Top long reads of 2024 10. Apple’s digital wallet monopoly: The juicy drama I outl...

27 December 2024 /predictions

The fintech sentiment: Are banks ready for DORA?

Sehrish Alikhan Reporter at Finextra

The fintech sentiment: Are banks ready for DORA?

The EU Digital Operational Resilience Act (DORA) is intended to make the financial sector more secure, with the objective of bringing stability to the market and implementing ICT security and fraud measures. DORA will be fully applicable to financial institutions and IT service providers in the EU on 17 January 2025, after two years of preparation...

18 December 2024 /regulation

Sehrish Alikhan Reporter at Finextra

How can AI become more sustainable?

Artificial intelligence (AI) has become a hot topic in the past year, and it is set to skyrocket in usage in the coming years. Every financial organisation is racing to implement AI technology into their services, and every business and social media network is priming for AI integration. This is an excerpt from The Future of AI in Financial Servi...

17 December 2024 /ai

Long reads