Retired Member - Community Author: Finextra Research

Money 20/20 EU: How banking will evolve in the conscious consumer age

Could we be entering the age of customer-created banking, where conscious consumerism takes centre stage? Traditionally, product marketing teams at fintechs and banks have a remit to continuously develop services and digital capabilities which will attract new customers and reduce churn. Over the past decade, stubbornly low interest rates have mad...

07 June 2022 /sustainable

Instant payments and request to pay – on their way to mainstream

Retired Member

Instant payments and request to pay – on their way to mainstream

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The cutting edge of digital payments’ Instant payments and its most important application, request to pay is set to revolutionise the payments space and the way we conduct business. Request to pay is, in fact, already live in the UK (using open banking) and is being rolled out...

30 May 2022 /payments

Cloud-based banking: regulation is the key to cloud migration

Retired Member

Cloud-based banking: regulation is the key to cloud migration

Earlier this year, the Bank of England’s Prudential Regulation Authority (PRA) revealed its intention to impose more stringent regulations on cloud computing giants. The move came after the PRA had expressed concerns over British banks’ dependency on a handful of cloud service providers, with fears that an outage or cyberattack could severely disr...

18 May 2022 /cloud

Banks are winning the war for talent and employees are the victors

Retired Member

Banks are winning the war for talent and employees are the victors

It seems almost quaint now how animated we used to get about feisty Fintechs taking on lumbering legacy banks. These days the distinctions have blurred. Digitisation, accelerated by the pandemic, has consumed everything from cashless payments to KYC compliance. As a result the line where pillar bank stops and disruptive challenger starts is less cl...

13 May 2022 /people

P27 defines NextGen Nordic payments innovation

Retired Member

P27 defines NextGen Nordic payments innovation

Harmony is a rare quality in today’s world, where dissonance seems to be the rule. But you can find it if you look and listen. For example, as the NextGen Nordics conference got underway last week, harmony was clearly on display and celebrated. Because the Nordics have achieved something no other region of the world has done. It has established a ...

03 May 2022 /payments

5 things driving the next generation of payments

Retired Member

5 things driving the next generation of payments

Evolving customer expectations alongside technological advances are driving innovation that prioritises speed, near to real-time payments, frictionless transactions and decentralised models. Compounded by the pandemic, the significant growth of digital commerce has led to record payment volumes in most markets. At the same time, market competition...

26 April 2022 /payments

5 key tech priorities for fintech leaders in 2022

Retired Member

5 key tech priorities for fintech leaders in 2022

Technology in modern financial services can be a complex subject. This is what business leaders should focus on to build a winning tech strategy. Issues caused by sub-optimal tech choices are commonplace in the industry, leading to companies failing under unexpected stress or being unable to adapt in time when their business requirements change. Wh...

20 April 2022 /devops

The wealth advice revolution is here, how will you adapt?

Retired Member

The wealth advice revolution is here, how will you adapt?

While the wealth management sector has been something of a laggard when it comes to technology and innovation, changes in the financial services world related to regulation, compliance, competition, and client expectations mean that the sector has reached a tipping point, and the time to evolve has arrived. At a fundamental level, wealth managemen...

18 March 2022 /wealth

Retired Member

DevOps trends for 2022

Each year, I identify the DevOps trends that I think will have the most impact on the developer community and software providers over the coming year. These trends are generally applicable across industries, as is often the case with DevOps, but I like to select those that I believe to be the most essential for financial services organisations. Th...

16 February 2022 /predictions

Fintech trends for 2022: expect regulation, innovation, and collaboration

Retired Member

Fintech trends for 2022: expect regulation, innovation, and collaboration

As we head full speed into 2022, the digital world, crypto-assets and fintech are set to dominate commercial spheres. This article by Freddie Delmotte trainee associate at international law firm Bird & Bird outlines some predictions of the biggest fintech trends businesses should watch out for in 2022. The past few years have seen major disru...

14 February 2022 /regulation

5 factors driving payments change in Europe in the year ahead

Retired Member

5 factors driving payments change in Europe in the year ahead

Covid taught us to get digital, quick, and the payments industry has responded fast. Now, as we look ahead, it’s a good time to take stock and think about some of the wider political discussions that are likely to dominate in 2022, as well as some of the new regulations being shaped that will impact the European payments industry going forward. Ce...

09 February 2022 /predictions

Mobile financial super apps – what’s your strategy and how are you applying security?

Retired Member

Mobile financial super apps – what’s your strategy and how are you applying security?

Prior to the onset of Covid-19, mobile apps were already the touchpoint of choice for millions of banking customers worldwide. The pandemic has only amplified this trend toward digital banking on the mobile device. To meet consumer demands and stay competitive, financial institutions, neobanks, and fintech companies are increasingly offering more ...

08 February 2022 /retail

Long reads