Retired Member - Community Author: Finextra Research

Will 2023 be the year of the four-day work week?

If 2020 was the year of banana bread and 2021 was the year of Squid Game and that Oprah interview, 2022 was the year of flexible working with the arrival of the four day working week global pilot programme. Launched in June, the programme ran for six months, with 70 organisations signing up to trial a four-day working week in an initiative run by 4...

23 December 2022 /people

The India Policy Series: Analysing the 2022 Digital Personal Data Protection Bill

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The India Policy Series: Analysing the 2022 Digital Personal Data Protection Bill

India’s journey towards a dedicated privacy law started with the Puttaswamy judgment in 2017, which recognised privacy as a fundamental right under the Constitution of India, and expressed the need for a comprehensive data protection regime in the country. After extensive public debate and discussion, the draft Personal Data Protection Bill, 2019...

19 December 2022 /regulation

The India Policy Series: Cross-sectoral innovation under the new interoperable regulatory sandbox

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The India Policy Series: Cross-sectoral innovation under the new interoperable regulatory sandbox

Fintech innovation is challenging traditional regulatory constraints and models for supervision. The mushrooming of cross-sectoral, hybrid financial products from fintech entities requires governance by multiple financial regulators. As such innovation is better served by a harmonious regulatory sandbox (RS), the Reserve Bank of India (RBI) launch...

10 November 2022 /regulation

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How to pivot into a tech career

Where once tech brought to mind things like system maintenance, computer programmes, software, and hardware, now it also encompasses artificial intelligence (AI), cloud, cybersecurity, and much more. These days, the tech industry is a catch-all term for a very varied working environment which expands by the year, if not the month. The industry is b...

14 October 2022 /people

The India Policy Series: RBI launches cross-border bill and credit-based UPI payments

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The India Policy Series: RBI launches cross-border bill and credit-based UPI payments

Last month, the Reserve Bank of India (RBI) Governor launched three payments related initiatives at the Global Fintech Fest. The first was Bharat BillPay Cross-Border Bill Payments, allowing non-resident Indians (NRIs) to make utility, water, telephone, and other bill payments for their families in India. The next two new features were on the alre...

13 October 2022 /regulation

Are Fridays in the office a thing of the past?

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Are Fridays in the office a thing of the past?

The four-day model and working from home are changing the shape of the working week. After the upheaval of the past few years, it is apparent that Fridays in the office are very much out of favour, and a recent survey by Consultancy Advanced Workplace Associates found that Fridays had just a 13% attendance rate in the office compared to 39% attend...

07 October 2022 /people

Here’s how to make sure you get an inflation raise this year

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Here’s how to make sure you get an inflation raise this year

Salary bumps of up to 30% for new hires, four day work weeks, and other non-financial benefits are just a few of the perks job seekers are experiencing as a result of the Great Resignation - but what about the workers that are left behind? With companies experiencing a skills shortage on a global level, what is happening to the workers that are ch...

30 September 2022 /people

Embedded finance: The surprising solution to greater financial inclusion

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Embedded finance: The surprising solution to greater financial inclusion

This article was co-authored by Sophia Sanders, Head of Partnerships at Chetwood Financial. To fully discuss embedded finance and the many doors it unlocks, we must first return to an older but no less relevant buzz phrase: open banking. Open banking has captured the industry’s attention for some time now. Allowing users to share their financial d...

28 September 2022 /Sibos

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UK's top 5 cloud companies to work for

How many cloud-based apps or services do you use each day? Three to five maybe, or a few more if you combine your personal apps with platforms you use throughout the working day, or maybe it’s a few more if you consider social media and online shopping, not to mention dating and finance apps – so seven sounds about right? It’s not; The average per...

23 September 2022 /people

Why businesses need regulatory support for Variable Recurring Payments

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Why businesses need regulatory support for Variable Recurring Payments

The journey ahead for business leaders is uncertain: rising inflation, business costs, and waning customer demand are a threatening combination of factors that will challenge the resilience of businesses of all types. Rising costs in the current climate are a near inevitability, and those charged with navigating this storm will seek cost-saving opp...

20 September 2022 /Sibos

The India Policy Series: How the RBI Guidelines will impact digital lending models

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The India Policy Series: How the RBI Guidelines will impact digital lending models

Digitising lending brings many benefits from more inclusive and efficient processes, to improved credit decisions, and a better customer experience. However, the emergence of digital lenders in India in the last few years through online platforms and mobile apps, has led to concerns around potential systemic implications. Last November, the Reserv...

14 September 2022 /payments

Quiet firing and quiet quitting: TikTok trends hurting your career

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Quiet firing and quiet quitting: TikTok trends hurting your career

We are burned out, or so the experts say. Although we are not sure we need an impartial expert to tell us that the stress of the last two years coupled with rising inflation costs, ongoing political upheaval, and changing workplace norms has taken its toll. We lived through it. Experts, and counting psychologists, economists, and career coaches am...

13 September 2022 /people

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