Paige McNamee - Community Author: Finextra Research

Wealth management: Evolving the role of wealth advisor for a digital future

Expectations of both the relationship manager and the customer are shifting. The typical investor profile is not only evolving, but bringing with it a host of new demands rooted in the expectation that services are instant, personalised, and offer a pleasantly seamless customer experience. The role of wealth manager leans fairly heavily on sales a...

11 April 2023 /wealth

Paige McNamee

Why did SVB collapse?

In a spectacle brimming with action more compelling than anything seen at the Oscars, Silicon Valley Bank’s dramatic and total collapse over the weekend continues to unleash plot-twists on the beleaguered tech sector. The rapid downfall of the bank, a California darling, has dealt a terrifying blow to the industry, and the true fallout for the spac...

14 March 2023 /wholesale

The Fintech Sentiment: How is fintech embracing gender equity on IWD 2023?

Paige McNamee

The Fintech Sentiment: How is fintech embracing gender equity on IWD 2023?

As noted by Finextra reporter, Niamh Curran, the 2023 International Women’s Day campaign theme is to Embrace Equity and asks our world to discuss why equal opportunities aren’t enough. In this Fintech Sentiment, we have brought together a wealth of perspectives from across the fintech world, which canvas the frustrations, the efforts, the progres...

08 March 2023 /inclusion

Why Nordic bank SEB is betting on Banking-as-a-Service in 2023

Paige McNamee

Why Nordic bank SEB is betting on Banking-as-a-Service in 2023

Diving into the new year with big plans up his sleeve, the head of SEB’s Banking-as-a-Service (BaaS) offshoot SEB Embedded, Christoffer Malmer, wants to see BaaS use-cases dominate the headlines this year. 2023 is an exciting year for Malmer and his team’s brain-child SEB Embedded in many respects. The BaaS platform broke away from SEB’s innovatio...

08 February 2023 /predictions

The Fintech Sentiment: Fintech’s reaction to UK cryptoasset consultation

Paige McNamee

The Fintech Sentiment: Fintech’s reaction to UK cryptoasset consultation

Just under one week ago, HM Treasury announced its intention to bring cryptoassets under the same regulatory regime as traditional financial services, introducing rules which it hopes will position the UK as a global crypto hub. The highly anticipated consultation paper discusses a breadth of topics, ranging from NFTs to stablecoins to exchange t...

07 February 2023 /regulation

Crypto regulation: Despite FTX, Ripple is optimistic on crypto regulation for 2023

Paige McNamee

Crypto regulation: Despite FTX, Ripple is optimistic on crypto regulation for 2023

Ripple, the payments settlement system run on blockchain technology is a behemoth within the crypto space, and as such, is keenly focused on the current and future state of digital payments. Since its naissance in 2012, Ripple, utilising the XRP token has branched out to build an offering that now includes cross-border payments and CBDC management...

26 January 2023 /regulation

Paige McNamee

Should central banks use DLT for CBDC?

In July this year, Finextra’s editorial team embarked on its inaugural Digital Asset Series of webinars, bringing together key voices from across the industry to speak to the leading trends, issues, and updates across digital assets. 2022 has undoubtedly been a tumultuous year for crypto and the wider digital asset space, and while we are yet to em...

07 December 2022 /predictions

Will 2023 be a watershed year for consumer banking in the US?

Paige McNamee

Will 2023 be a watershed year for consumer banking in the US?

Late October saw the Consumer Financial Protection Bureau’s (CFPB) director, Rohit Chopra, announce that the Bureau will push ahead with its plans to finalise rulemaking on personal financial data rights in the US, outlining key areas of focus and the Bureau’s “new approach to regulation.” The same week, the White House announced that the CFPB wo...

22 November 2022 /predictions

Questions unanswered: Dissecting the CBDC business case

Paige McNamee

Questions unanswered: Dissecting the CBDC business case

“This round table achieved great debate, provided a forum for insightful and differing opinions and concluded with a consensus that there was a need for more clarity from central banks and governments on what they are aiming to achieve with central bank digital currencies (CBDCs). While banks are ready to invest in the relevant and necessary techn...

16 November 2022 /crypto

The Future of Digital Banking in North America: Building the experience of finance

Paige McNamee

The Future of Digital Banking in North America: Building the experience of finance

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. As we delve deeper into the realm of digitised financial services, it is becoming clear that the line between physical and digital experiences are becoming increasingly blurred. This is due in no small part to the experiential applications, products, and ...

26 October 2022 /devops

The Future of ESGTech: Unprecedented challenges, uncertain times

Paige McNamee

The Future of ESGTech: Unprecedented challenges, uncertain times

This is an excerpt from Finextra’s report, 'The Future of ESGTech 2023'. Significant progress has been made over the last 12 months with regard to the implementation of tangible regulatory and governmental action towards sustainability - the EU taxonomy for sustainable activities is a leading example. 2021 also saw a sharp rise in corporates co...

10 October 2022 /Sibos

Developing the right culture to build digital products at speed

Paige McNamee

Developing the right culture to build digital products at speed

Banks must digitally evolve, and how they approach the building, launching, and managing of their product offerings depends not only on the specific demands of the market, but the idiosyncrasies of each financial institution. Speed to market is one such demand, forcing banks to enhance existing products and perfect their strategy around building co...

15 September 2022 /cloud

Long reads