Madhvi Sonia - Community Author: Finextra Research

The future of ESGtech: Goal 6 - Clean water and sanitation

Madhvi Sonia Head of Content at Finextra

The future of ESGtech: Goal 6 - Clean water and sanitation

Ensure availability and sustainable management of water and sanitation for all. This is an extract from Finextra's The Future of ESGTech 2022 report. Focus Target 6.a: By 2030, expand international cooperation and capacity-building support to developing countries in water- and sanitation-related activities and programmes, including water harvestin...

22 December 2021 /sustainable

The future of ESGtech: Goal 2 - Zero hunger

Madhvi Sonia Head of Content at Finextra

The future of ESGtech: Goal 2 - Zero hunger

End hunger, achieve food security and improved nutrition and promote sustainable agriculture. This is an extract from Finextra's The Future of ESGTech 2022 report. Focus Target 2.3: By 2030, double the agricultural productivity and incomes of small-scale food producers, in particular women, indigenous peoples, family farmers, pastoralists and fish...

16 December 2021 /sustainable

The future of ESGtech: Goal 1 - No poverty

Madhvi Sonia Head of Content at Finextra

The future of ESGtech: Goal 1 - No poverty

End poverty in all its forms everywhere. This is an extract from Finextra's The Future of ESGTech 2022 report. Focus Target 1.4: By 2030, ensure that all men and women, in particular the poor and the vulnerable, have equal rights to economic resources, as well as access to basic services, ownership and control over land and other forms of property...

09 December 2021 /sustainable

How banks can transition to become platform players in the corporate lending market

Madhvi Sonia Head of Content at Finextra

How banks can transition to become platform players in the corporate lending market

The future of financial services is open. Today’s market trends have led to the emergence of yet another fintech buzzword: managed services. Managed services can be defined as when a technology service provider hosts and manages applications, removing the burden from the bank, opening up flexibility around software and prioritising digital transfo...

06 December 2021 /cloud

PREDICT 2022: Cloud, migration, AI, innovation, and more

Madhvi Sonia Head of Content at Finextra

PREDICT 2022: Cloud, migration, AI, innovation, and more

Ahead of 2022, we will be creating a channel on Finextra that collates content on the future of fintech and industry predictions. Here, we will gather long form articles, clustered together, and presented on one page. We will also share these insights on our social channels and with our community via email. I welcome our community to send over the...

23 November 2021 /predictions

Utilising Banking-as-a-Service for personalised propositions

Madhvi Sonia Head of Content at Finextra

Utilising Banking-as-a-Service for personalised propositions

With the shift away from one-size-fits-all, product-centric models to transparent customer-centric alternatives, the necessity of accommodating unmet needs will become central to competitiveness. Research by Deloitte found that customer centric companies were 60% more profitable compared to companies that were not focused on the customer. Further,...

19 November 2021 /cloud

Looking ahead to the emerging lending trends of 2022

Madhvi Sonia Head of Content at Finextra

Looking ahead to the emerging lending trends of 2022

The economic uncertainty of the Covid-19 pandemic has reiterated the importance of the modern lending market. While agile fintech firms adapted to the constraints of coronavirus lockdowns to meet customer expectations, traditional lenders channelled investment into technology to accelerate innovation already set in motion. To ensure the continuati...

11 November 2021 /retail

Why on-premises core systems no longer meet needs

Madhvi Sonia Head of Content at Finextra

Why on-premises core systems no longer meet needs

According to Allied Market Research, the open banking market is growing at 24.4%, reaching $43.15 billion by 2026, accelerating as a result of the Covid-19 pandemic, but part of an inevitable control shift in the financial sector. As the industry grows into open finance, financial services is beginning to fundamentally redefine customer interacti...

09 November 2021 /cloud

Progression beyond open banking to open finance

Madhvi Sonia Head of Content at Finextra

Progression beyond open banking to open finance

The financial services industry is already looking beyond open banking to open finance, or what Capgemini referred to as ‘Open X’ in the Capgemini World Retail Banking 2019 report. Customer awareness of open banking remains negligible, and some account servicing payment service providers (ASPSPs) missed multiple deadlines for changes to dedicated ...

29 October 2021 /cloud

Fintech in the USA: 4 trends, their implications, and the way forward in 2022

Madhvi Sonia Head of Content at Finextra

Fintech in the USA: 4 trends, their implications, and the way forward in 2022

To disprove the zeitgeist often associated with the arguably stagnant US financial services industry, the new kids on the block – fintech firms – are now actively solving problems that have lasted and hindered consumer financial lives for too long. According to Insider Intelligence, in-store mobile payments for the US are set to hit $125 billion i...

22 October 2021 /predictions

Core banking on the cloud, the catalyst for innovation, agility and efficiency

Madhvi Sonia Head of Content at Finextra

Core banking on the cloud, the catalyst for innovation, agility and efficiency

For financial institutions, business growth and cost reduction continue to be of paramount importance, which are often tied to establishing a cloud focused approach to enable banking agility and efficiency. With many intermediate steps between consumer need and fulfilment in traditional banking, newer players are entering the market with a lower c...

11 October 2021 /cloud

Cloud migration: What is the best and most secure route to take?

Madhvi Sonia Head of Content at Finextra

Cloud migration: What is the best and most secure route to take?

Now that the financial services industry acknowledges that cloud migration is crucial to the success of innovative initiatives, industry voices share the view that clarity around the best and most secure route to take needs to be provided. While a phased approach where tests are conducted and security settings are validated is one route to reaping ...

08 October 2021 /cloud

Long reads