Madhvi Sonia - Community Author: Finextra Research

The Future of ESGTech: Goal 14 - Life below water

Madhvi Sonia Head of Content at Finextra

The Future of ESGTech: Goal 14 - Life below water

Conserve and sustainably use the oceans, seas and marine resources for sustainable development. This is an extract from Finextra's The Future of ESGTech 2022 report. Focus target 14.1: By 2025, prevent and significantly reduce marine pollution of all kinds, in particular from land-based activities, including marine debris and nutrient pollution. O...

18 February 2022 /sustainable

CBDCs: Here's what every central bank in the world is working on

Madhvi Sonia Head of Content at Finextra

CBDCs: Here's what every central bank in the world is working on

Here is the updated comprehensive list of where each central bank is at with their respective central bank digital currency, providing the most recent CBDC developments across 80+ central banks, so bookmark it and use it as a reference tool. What is a CBDC? Firstly, it makes sense to define what a Central Bank Digital Currency is and how it dif...

17 January 2022 /crypto

Open Banking year four: Beyond the CMA9 and towards Open Finance

Madhvi Sonia Head of Content at Finextra

Open Banking year four: Beyond the CMA9 and towards Open Finance

To mark the launch of the UK’s Open Banking initiative on 13 January 2018, Finextra typically reviews the progress of the experiment on this day each year. Over the past four years, the CMA9 - Lloyds, Barclays, Nationwide, RBS, Santander, Danske Bank, HSBC, Allied Irish Bank and Bank of Ireland - have transformed data structures and security archi...

13 January 2022 /devops

How to overcome barriers to innovation by improving the skills gap

Madhvi Sonia Head of Content at Finextra

How to overcome barriers to innovation by improving the skills gap

Banks are under pressure to innovate, but access to the greatest and latest technology is not the quintessential element required for success. Without skilled people within the organisation, business growth will be limited. As highlighted in the Finextra Research and Pluralsight impact study report, ‘Addressing Tech Skills Shortages in Financial ...

07 January 2022 /people

Differentiation in the digital economy: a new wave of risk management innovation

Madhvi Sonia Head of Content at Finextra

Differentiation in the digital economy: a new wave of risk management innovation

If banks fail to take advantage of the potential that innovative technology provides, financial ecosystems risk remaining fragmented, heterogeneous and gaps could form in the infrastructure for criminals to infiltrate. However, today, post-financial crisis and amid the Covid-19 pandemic, financial institutions are utilising a variety of applicatio...

06 January 2022 /security

Madhvi Sonia Head of Content at Finextra

Finextra’s Top Long Reads of 2021

With 2021 drawing to a close, we take a look back at our most viewed long reads over the course of the past year. 10. Why Biden’s Executive Order is a green light for US open banking Paige McNamee, Finextra reporter, covered Biden’s ‘Executive Order on Promoting Competition in the American Economy’ in July 2021 and the impact it could have on US op...

24 December 2021 /predictions

The future of ESGtech: Goal 6 - Clean water and sanitation

Madhvi Sonia Head of Content at Finextra

The future of ESGtech: Goal 6 - Clean water and sanitation

Ensure availability and sustainable management of water and sanitation for all. This is an extract from Finextra's The Future of ESGTech 2022 report. Focus Target 6.a: By 2030, expand international cooperation and capacity-building support to developing countries in water- and sanitation-related activities and programmes, including water harvestin...

22 December 2021 /sustainable

The future of ESGtech: Goal 2 - Zero hunger

Madhvi Sonia Head of Content at Finextra

The future of ESGtech: Goal 2 - Zero hunger

End hunger, achieve food security and improved nutrition and promote sustainable agriculture. This is an extract from Finextra's The Future of ESGTech 2022 report. Focus Target 2.3: By 2030, double the agricultural productivity and incomes of small-scale food producers, in particular women, indigenous peoples, family farmers, pastoralists and fish...

16 December 2021 /sustainable

The future of ESGtech: Goal 1 - No poverty

Madhvi Sonia Head of Content at Finextra

The future of ESGtech: Goal 1 - No poverty

End poverty in all its forms everywhere. This is an extract from Finextra's The Future of ESGTech 2022 report. Focus Target 1.4: By 2030, ensure that all men and women, in particular the poor and the vulnerable, have equal rights to economic resources, as well as access to basic services, ownership and control over land and other forms of property...

09 December 2021 /sustainable

How banks can transition to become platform players in the corporate lending market

Madhvi Sonia Head of Content at Finextra

How banks can transition to become platform players in the corporate lending market

The future of financial services is open. Today’s market trends have led to the emergence of yet another fintech buzzword: managed services. Managed services can be defined as when a technology service provider hosts and manages applications, removing the burden from the bank, opening up flexibility around software and prioritising digital transfo...

06 December 2021 /cloud

PREDICT 2022: Cloud, migration, AI, innovation, and more

Madhvi Sonia Head of Content at Finextra

PREDICT 2022: Cloud, migration, AI, innovation, and more

Ahead of 2022, we will be creating a channel on Finextra that collates content on the future of fintech and industry predictions. Here, we will gather long form articles, clustered together, and presented on one page. We will also share these insights on our social channels and with our community via email. I welcome our community to send over the...

23 November 2021 /predictions

Utilising Banking-as-a-Service for personalised propositions

Madhvi Sonia Head of Content at Finextra

Utilising Banking-as-a-Service for personalised propositions

With the shift away from one-size-fits-all, product-centric models to transparent customer-centric alternatives, the necessity of accommodating unmet needs will become central to competitiveness. Research by Deloitte found that customer centric companies were 60% more profitable compared to companies that were not focused on the customer. Further,...

19 November 2021 /cloud

Long reads