Madhvi Sonia - Community Author: Finextra Research

Banking and fintech movers and shakers: what can we expect in 2023?

Madhvi Sonia Head of Content at Finextra

Banking and fintech movers and shakers: what can we expect in 2023?

The way in which Sam Bankman-Fried departed FTX is not par for the course in the banking and fintech industries. However, what is evident is that whatever the circumstances in which senior executives join or leave a company, it will be sure to make an impact. The end of 2022 saw numerous moves amid what has been referred to as a ‘fintech bloodbat...

04 January 2023 /people

Madhvi Sonia Head of Content at Finextra

Finextra’s Top Long Reads of 2022

With 2022 drawing to a close, we take a look back at our most viewed long reads over the course of the past year. 10. How to overcome barriers to innovation by improving the skills gap I covered the salient points from a Finextra Research and Pluralsight webinar on ‘Creating a skill development programme aligned to strategic planning’ where Jane ...

28 December 2022 /payments

Madhvi Sonia Head of Content at Finextra

What does net zero mean for banks?

Earlier this month, I moderated a panel hosted by Cogo on how banks can play a more urgent role in the transition to net zero. The webinar was hot on the heels of COP27 and while all the developments over in Egypt were still front of mind. However, despite many discussions at the event this year, we cannot ignore the fact that the policies that we...

15 December 2022 /sustainable

Madhvi Sonia Head of Content at Finextra

What is a Web 3.0 job?

Web 3.0, the next stage in the evolution of the Internet, allows data to be interconnected in a decentralised way. This is a stark change from the digital world that we know, now also referred to as Web 2.0, where data has historically been centralised and siloed. Is Web 3.0 the future? If yes, should those in the financial services industry and f...

12 December 2022 /crypto

The Future of Digital Banking in North America: Chain reactions - Cryptocurrency vs. remittances

Madhvi Sonia Head of Content at Finextra

The Future of Digital Banking in North America: Chain reactions - Cryptocurrency vs. remittances

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. The payments landscape is currently undergoing intense digital-led transformation, but is there a place for both remittances and crypto? Across the spectrum of cryptocurrency and money transfers, how are digital currencies are finding a space in the indus...

25 October 2022 /retail

The Future of Digital Banking in the UK: What comes after digital transformation?

Madhvi Sonia Head of Content at Finextra

The Future of Digital Banking in the UK: What comes after digital transformation?

This is an excerpt from Finextra’s report, 'The Future of Digital Banking in the UK 2022'. Technology is not a silver bullet for digital transformation. Investing in technology is of paramount importance but placing too much importance on the performance of technology in digital transformation will become a barrier to success. Digital transformat...

08 August 2022 /devops

The Future of Digital Identity 2022: Preventing fraud in the 5G and IoT era

Madhvi Sonia Head of Content at Finextra

The Future of Digital Identity 2022: Preventing fraud in the 5G and IoT era

This is an excerpt from Finextra’s report, ‘The Future of Digital Identity 2022: Inclusive, secure, fit for purpose.’ The Covid-19 pandemic has proven that digital accessibility and digital provisioning must be seamless, and services must be able to scale at a rapid rate. Servicing must not be at the expense of security and risk-based decisions mus...

25 May 2022 /identity

Madhvi Sonia Head of Content at Finextra

Do you need cloud?

There is no doubt that cloud offers several benefits for banks – better customer experience, increased security, faster processing, greater scalability, regulatory compliance, and lower costs. However, it is also no secret that the financial industry has been slow to adopt cloud technology because of concerns around sacrificing legacy on-premises a...

10 May 2022 /cloud

Madhvi Sonia Head of Content at Finextra

How cloud works

Kicking off the Finextra Financial Cloud Series, we will be stripping back the subject of cloud and answering commonly asked questions. How does the cloud actually work? Vox’s Re/code addressed this question as part of its Too Embarrassed to Ask series, highlighting that the technology industry likes to create and use buzzwords that can be “nebulo...

09 May 2022 /cloud

Data volume: Turning a data problem into a business opportunity

Madhvi Sonia Head of Content at Finextra

Data volume: Turning a data problem into a business opportunity

15 years ago, innovation had stalled. Banks were licking their compliance wounds, hedge funds came into existence because of arbitrage around capital adequacy and risk, and innovators became frustrated at the lack of creativity around customer servicing. The post-financial crisis fintech evolution provided customers with what they required at the t...

25 March 2022 /retail

Cloud, the one stop shop for investment management innovation

Madhvi Sonia Head of Content at Finextra

Cloud, the one stop shop for investment management innovation

Cloud providers are capable of operating technology, infrastructure, and data centres at a massive scale, and building new, sophisticated, and scalable applications at an optimum speed. Realisation of this has led to increased innovation in the investment management sector and, in turn, resulted in some of the largest banks, asset managers and hed...

23 March 2022 /cloud

Innovation in Canadian fintech and transforming the banking model

Madhvi Sonia Head of Content at Finextra

Innovation in Canadian fintech and transforming the banking model

In 2022, traditional financial institutions are prioritising catering to their tech-savvy customers, huge rounds of investment are driving fintech innovation and the industry is bouncing back from the economic impact of Covid-19. Alongside the success of the fintech industry on a global scale, Canada has fared particularly well because of support ...

11 March 2022 /cloud

Long reads